What payment options cannot be charged back like crypto?

[awesomewebsites]

What are some payment options that cannot be charged back by the buyer like crypto?

One option is bank transfer but I think it is practical only for buyers from my own country. Or is there solution to receive bank transfers from other countries.

Another option I found I payoneer but I got mixed replies related to this. Some say payonner payments cannot be charged back while some say that it can be. May be some members can shed light on this.

Any other options do you guys have in mind that cannot be charged back?

 

[vccresellerpanel]

Try Binnance, Wise, Stripe These 3 payment processor will fullfill your requirements

 

[JasonS]

What you are looking for is Skrill.

 

[xReminisce]

Try Binnance, Wise, Stripe These 3 payment processor will fullfill your requirements

hello bot

Just FYI
Binance -> Crypto

You can charge back in Wise and Stripe
Wise -> https://wise.com/help/articles/2977995/i-need-to-reverse-a-transaction
Stripe -> https://stripe.com/docs/disputes

 

[L7788]

If you use any of the system presented here (skrill, wise, stripe) they ALL have a system to charge back.
This is actually one of the main feature of these online system, is to be able to dispute any transaction.
Our whole transactional system in the western world is based on the fact that you can dispute lol

Only crypto you can not dispute

 

[nirajjoshi]

Don't accept payments directly. Instead use platform like Selly to sell a text file with a verification code in it. Then use that verification code to validate and then deliver your product.

Even if charge back happens you can legally win it as you have delivered a valid verification code.

 

[Chris Newman]

Or is there solution to receive bank transfers from other countries.

Anyone with a WISE account can wire money to a bank account in another country (except perhaps North Korea and where restrictions exist).

Some say payonner payments cannot be charged back while some say that it can be

Payoneer may consider a charge-back ONLY in 2 scenarios :-
1) Service not delivered. If service is delivered, Payoneer will not consider a charge-back unlike PayPal where a buyer can even say "the service I received was haunted by a ghost" : These types of fraudulent charge-backs are not entertained by Payoneer.
2) Payoneer may consider a charge-back incase of any fraud.

 

[Lemmel]

Don't accept payments directly. Instead use platform like Selly to sell a text file with a verification code in it. Then use that verification code to validate and then deliver your product.

Even if charge back happens you can legally win it as you have delivered a valid verification code.

This is not accurate whatsoever. All of the platforms like Selly, Sellix, etc. will not be able to protect you from chargebacks when accepting payment methods such as Paypal or Stripe. That's why they have to rely on blacklisting IPs that have been associated with frequent chargebacks.

 

[Lemmel]

What are some payment options that cannot be charged back by the buyer like crypto?

One option is bank transfer but I think it is practical only for buyers from my own country. Or is there solution to receive bank transfers from other countries.

Another option I found I payoneer but I got mixed replies related to this. Some say payonner payments cannot be charged back while some say that it can be. May be some members can shed light on this.

Any other options do you guys have in mind that cannot be charged back?

Obviously, anything that isn't a crypto transaction or a wire transfer won't be as fool-proof in preventing fraudelent chargebacks but there are certainly some better payment processors out there than Gaypal or Stripe that won't automatically guarantee you'll lose your money in the event someone files a chargeback. Wise for example being a good international solution. I've had a client who once tried to scam me by filing a credit card chargeback against Wise and Wise basically told them to fuck off and provided proof to their bank that the transaction was in fact filed by them and was derived from their known device's user-agent and IP.

If you're in the US, Zelle and Cashapp are also pretty good alternatives. Yes, a chargeback can still happen but the playing field between the consumer and the business is a lot more even-sided so you don't get wrecked right away and have all of your funds frozen as soon as someone attempts to screw you over.

 

[nirajjoshi]

This is not accurate whatsoever. All of the platforms like Selly, Sellix, etc. will not be able to protect you from chargebacks when accepting payment methods such as Paypal or Stripe. That's why they have to rely on blacklisting IPs that have been associated with frequent chargebacks.

Yes but they are better than PayPal. PayPal freeze the fund and give no support to seller.

 

[Salamouna]

Cash can never be disputed
You can use also Qiwi and yandex or payeer

 

[awesomewebsites]

Cash can never be disputed

I can do that for local people. But how can I do that buyers from other country ? Do you mean western union ?

 

[Salamouna]

I can do that for local people. But how can I do that buyers from other country ? Do you mean western union ?

WU or moneygram

 

[Lemmel]

Yes but they are better than PayPal. PayPal freeze the fund and give no support to seller.

But they literally accept PayPal tho. They are not a payment processor, they are CMS/E-commerce platforms. If you choose to accept PayPal through them, the same exact rules still apply. They don't offer any sort of protection against that.

 

[V]

Don't accept payments directly. Instead use platform like Selly to sell a text file with a verification code in it. Then use that verification code to validate and then deliver your product.

Even if charge back happens you can legally win it as you have delivered a valid verification code.

How will you prove if the buyer says the verification code didn't work? GayPal always takes the buyer's side. Is it the same with Selly?

 

[Chimerat]

Don't accept payments directly. Instead use platform like Selly to sell a text file with a verification code in it. Then use that verification code to validate and then deliver your product.

Even if charge back happens you can legally win it as you have delivered a valid verification code.

What about a chargeback that was done with a Bank credit card? Would it work?

 

[Benjibenji1]

Cash can never be disputed
You can use also Qiwi and yandex or payeer

this methods still working now Qiwi yandex ?
i think payeer can be charge backed

 

[Lemmel]

Cash can never be disputed
You can use also Qiwi and yandex or payeer

Isn't Qiwi and Yandex only available to Russians?

 

[Salamouna]

Isn't Qiwi and Yandex only available to Russians?

No, especially yandex
You can get an account and card also
Good vcc there

 

[Lemmel]

No, especially yandex
You can get an account and card also
Good vcc there

Huh, interesting. I remembered I looked into Qiwi a while back because I wanted to purchase some tools from Russian providers but they were exclusively asking for a Russian passport/ID in order to create an account. If that's not the case for Yandex, that would definitely open up some doors.