Best payment method for selling digital stuff ? (avoiding paypal)

[ceilan]

Hello there,
I have created some whitehat digital stuff i'm gonna sell via discord and i was looking for a good payment method to evade being refunded and also not limited when i want to withdraw.
The thing is, i have no official working statut for now (i'm waiting to see how it will goes) so i don't want to be asked to send some papers after i hit a certain "limit" at least for the first month. I can verify my identity and stuff without any problem tho.

Since i'm selling stuff for 250/300$ it can reach 5/10k quicly and i don't know what i should go with for the payment method.

Paypal is of course not a choice at all.
I thought about btc, but honestly, i think it will make me a lost a ton of client, since most of people don't trust them and have to take 5min to create a account on a random website.

Anyway, any BTC site or other method you will recommend ?

thanks

 

[Rollfic]

People don't trust paying via BTC or any other crypto, honestly.

As you said 250/$350 so if it's a course, then PayPal should be good. With shady and stolen accounts, you will get banned by every payment processor.

As you said whitehat, PayPal dont have problem with whitehat and nor does any payment processor. You can also check Stripe.

 

[PHPInjected]

Stripe - Actually fairly decent and works well with online shops. https://stripe.com/payments

Payoneer - Has a debit card you can unlock after a $100 payment over 6 months (or as soon as you do it) from a store/amazon payment.

2Checkout - Costs money to use and is more for bigger businesses: https://www.2checkout.com/pricing/

BTC & Paypal both have their advantages/disadvantages. The processors I have listed & Freshbooks are the only I have experience with.

 

[DeeUser]

Maybe use Bank Transfer

 

[GenesisOne]

If you want to prevent refunds it should be something that requires some kind of key provided by you in order to work.
Anything else won't be under your control no matter which payment processor you use.

 

[10zen]

Why are you afraid of refund if you believe in your product?
You are required to have refund policy. I don't think any payment processor works without refund policy.

Gumroad if you live in first world countries as it can send you weekly payments directly to your bank account.
Or paddle which can process paypal and all types of cards.

 

[olivier]

Stripe is same as Paypal, hold and ban.
I have searched for good provider. Its very hard.
It helps if you create LLC or something and use business bank account.

Even if you use stripe, you must warm it up with small transactions.
Otherwise you get locked up or banned.
Its a long topic. Cant write everything here.

 

[Dr.Dst]

As non-online method, I would suggest Western Union.

 

[shuttershades]

I think you should use one dummy website about selling an ebook, donations, writing services. And somehow to use this website as a bridge.

 

[shuttershades]

Another method is direct payment on paypal as F&F.
When someone send you a payment, you get an email with one transaction ID. Also the sender get same transaction ID.
Next step is to capture this ID and can be used to unlock your service/digital product/etc. And be sure that is used only one time.

 

[Deleted member 1258334]

What kind of product are you selling? Some payment processors frown upon digital stuff even if it's whitehat.

 

[LiquidLeads]

Gumroad

 

[VortexAlpha]

Stripe and Payoneer are pretty good and don't have that large fee, and Payoneer, for example, helps you skip the classical ban transfers. Wouldn't recommend BTC for this as many people are still skeptical about it.

 

[kurait]

Unfortunately, people would only trust Paypal/Stripe, thanks to the scammers

 

[lotsofmoney]

Bitcoin is the number one option, you will have to contact a mediator to integrate it on your website.

 

[Tlermear]

Payeer and Cash app are also options that you can choose as alternatives to PayPal.

 

[Xedomylf]

Crypto is the best way nowadays. Most safe and plain

 

[rap8557]

As non-online method, I would suggest Western Union.

Western Union is now online too, i'm using it right now on my smm panel. What i did was attached an ewallet to my account, clients can pay via CC/Debit or bank transfer with a little fee to it.

 

[BigPBN]

Payeer and Cash app are also options that you can choose as alternatives to PayPal.

Does payeer work in America?

 

[Castamir]

Flutterwave barter works, if you are not an African, buy an account.