Okay, for those of you who are wondering, the way to create "nominee" accounts, where the personally identifiable information (PII) does not match your own personal PII, is pretty simple theory:
1. buy an ip address access means (proxy/VPN) with low proxy score (usually marketed as "residential proxies")
2. Buy SSN plus DL scan from a vendor you trust.
3. Use info for webform fields
3a. in the event of some kind of fraud wall you can't click passed, buy telephone voicecall service who will call PayPal or other account-issuer and maintain that they are in fact the person entering their own data into form fields.
4. in general, you now have such a "nominee" financials account. In the event of things like paper hanging, money laundering, black hat SEO, and other accusations, you are in general not responsible. Keep in mind if you attract sufficient heat, or there are at least a minimum number of factors coming to light which support the notion of you acting feloniously, you may benefit from a criminal defense lawyer. Also in general, if you're smart, you will not attract heat. Note that most people will not talk about how the world does in fact work this way. Keep in mind that major US financial institutions do make money off of fraudulent financials accounts. Fraudulent financials accounts allows them to make money letting other people launder money.
If you PM me, I'll be happy to give more free detailed opinions so long as you maintain you will use my advice for lawful academic purposes only, and I happen to be around.