Indian Adsense Users: HDFC Bank asking to open current account

[sabhan]

This post is for people in India using HDFC bank to collect their adsense earnings.

HDFC bank is asking to open current account so collect commercial payments.

Anybody else facing this issue?

 

[india]

I hope you are getting lakhs of Rupees in Adsense?

If not then switch to another bank. ICICI has no issues collecting money in a saving account.

 

[XenPai]

Open niyox bank account from their app. It's awesome and it gives good return.

 

[4s_7]

i have both icici and SBI... i was getting a good amount every month in SBI but some months later they kept a hold on the transfer I went to to the bank and fedup with SBI response. I immediately wanted to ICICI and no issues so far. I will suggest ICICI

 

[sabhan]

I hope you are getting lakhs of Rupees in Adsense?

If not then switch to another bank. ICICI has no issues collecting money in a saving account.

This month it was $2300 split into two payments $1900 and $400

The forex guy at hdfc says he is getting alerts in his system that commercial incoming remittances should come in current accounts only. Only personal remittance should come in saving account.

Thanks I will try Icici once

 

[4s_7]

This month it was $2300 split into two payments $1900 and $400

The forex guy at hdfc says he is getting alerts in his system that commercial incoming remittances should come in current accounts only. Only personal remittance should come in saving account.

Thanks I will try Icici once

didn't your AdSense earnings drop?

 

[TheVigilante]

Wtf now this drama from Indian banks

 

[sabhan]

didn't your AdSense earnings drop?

oh yes. Its income coming from Mobile apps that I stopped working on in 2018. So its always dropping due to new app store requirements and new mobile models.
For website earnings I rely on Ezoic and Ezoic sends its payment via Payoneer which further transfers money after converting $ to INR. When income comes in INR then HDFC Bank has no proble. They have problem if income comes in $.

Open niyox bank account from their app. It's awesome and it gives good return.

Thanks. I opened the account and it already looks amazing thing. I ordered their VISA Platinum debit card and also opted for full KYC. Will try to get next month income in Niyox account and see if it goes well. If not, then will switch to ICICI.
Following is what I found when searching for SWIFT code for the bank:

https://community.goniyo.com/t/how-to-do-international-transfer/7189

 

[Iamdrseo]

ignore him. they usually recommend you.

 

[Iamdrseo]

btw, if you are getting handsome amount of payments each month. I would also suggest you to move to current account, make one account for savings where all your all forex money goes directly from the current bank account.