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WTF!! How do these Collection Agencies find me after I moved? Even used a PO BOX

Discussion in 'BlackHat Lounge' started by MiLiTARYiV, Oct 3, 2010.

  1. MiLiTARYiV

    MiLiTARYiV Senior Member

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    So I moved.. Got a Private mail box and out in a change of address with my Private box..

    I never used my address on my credit report, they still have my old address..


    Now , when i applied for Comcast, Satellite and water utility I did have to use my real address...

    Even now Im thinking with Comcast I only used my middle name and last name thats all

    Now I stay about 35 min south of the major city I use to stay in , so we have diff utility companies out here..


    Crazy thing I had 2 previous bill collection agencies send me mail to my new address!

    I'm like WTF how did they get my new address..Only person has my real info is water company and Satellite TV service..

    So how and the heck are these people getting my new address? I can;t figure it out


    One of the companies is selling my info
     
  2. MisterGemini

    MisterGemini Senior Member

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    Was it your water bill and satellite tv service bills the collection companies are after you for? :)

    Did you check all 3 of your reports. My bet is one of them has updated with your info.
     
  3. bbmateam

    bbmateam Newbie

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    The Postal service must have had returned your mail to them with your new address on it. It happens.
     
  4. flibbertigibbet

    flibbertigibbet Regular Member

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    Collectors have access to this program called Lexus Nexis. It uses smart technology that allows them to find any address registered under your name...even a p.o. box. It's like a background check only much more advanced. They can use SSN, old address, relatives addresses, age, telephone, court records, traffic tickets, previous address, and much more to find you. Even at a new utilities company. You're never truely hidden. :p I used to work in collections. You can find anybody.
     
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  5. risingphoenix

    risingphoenix Newbie

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    Yeah I'm thinking like you were- one of the new companies updated your info somewhere. If they harass you, then just send them a notice to "cease and desist." According to the Fair Debt and Collections Act you can demand that they cease calling you and sending mail to your home. You must give them an address, like your p.o. box, where they can send you formal notices and such.
     
  6. MiLiTARYiV

    MiLiTARYiV Senior Member

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    As I stated before, the Postal Office does not have my new address. I forwarded all my mail to my PO BOX
     
  7. MiLiTARYiV

    MiLiTARYiV Senior Member

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    So somebody is selling information to them basically. I think Lexus Nexis uses Public Record information..

    But I havent been staying at this house for no more them 3 months and No public place has my new address
     
  8. jdog37

    jdog37 Power Member

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    Did you give ss# or drivers license # to get the new services? If so...thats how they found you.
     
  9. MiLiTARYiV

    MiLiTARYiV Senior Member

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    That dosent make sense. If what your saying is true, then they would have had to sell my info within 2 months to a outside company
     
  10. The Scarlet Pimp

    The Scarlet Pimp Senior Member

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    ever read 'how to get anything on anybody' by lee lapin? :D
     
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  11. MiLiTARYiV

    MiLiTARYiV Senior Member

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    No but I will..LOL
     
  12. SalviaIncense

    SalviaIncense Newbie

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    Yes, when you signed up with the satellite, comcast, water company that right there did it. I'm sure not all, but one of the utilites company updated your info to one of the credit agencies; the collection agency for sure checked out your C.R. and seen your new address, bam! they got you. This is why I have my bills under someone else's name, and they have no idea where I'm at now :) Of course I pay all my bills on time, but there was a point in my life when things got hard and lost everything. Next time make sure you do this, but then again thats not an option for everyone. Sorry, and GL!
     
    Last edited: Oct 4, 2010
  13. flibbertigibbet

    flibbertigibbet Regular Member

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    Doesn't matter. They use a process called skiptracing to find out where you are. They'll call relatives, neighbors, places of previous/current employment depending on state laws, whatever. They just start dialing numbers without really even knowing whether or not you live at a specific residence. I'm pretty sure that information is being sold as well and LN uses the sold info in their databases. Also, if you update your address with ANY company that needs a SSN or does some sort of credit check...creditors get updated right away. Which means that the collectors do too. I suppose it depends on what sort of setup you have with LN and what packages you're paying for. They have a crap ton of solutions. Take a look: http://www.lexisnexis.com/products/ I remeber calling a nextdoor neighbor of this girl once when I was collecting just to get a message to the debtor. It sucked. It was for government related collecitons though...so I can imagine that our system had a lot more resources than just standard collecitons places.
     
  14. ExtraWinner

    ExtraWinner BANNED BANNED

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    You have said you are forwarding it from your Po Box - but you have registered your Po Box with your real data??
     
  15. MiLiTARYiV

    MiLiTARYiV Senior Member

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    No.. my address IS NOT updated on my credit report. I check it daily.

    Its a PMB Prviate Mail Box, but they still dont have my new address either.


    My new addy is not my credit report. Job dont have my new address. Family dont even know my new address. PO box dont have my new address. My old residence dont have my new addy.

    I only been living here about 3 months..

    When i got the water and and satellite bill in my name I they promised me they would not update my credit with new info and I have been checking daily and its not there
     
    Last edited: Oct 4, 2010
  16. consciousnesscreates

    consciousnesscreates Power Member

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    Land registry?
     
  17. Skyjockey

    Skyjockey Newbie

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    Almost all of us have been implanted with chips in one way or another since we were born. YoUr F**ked. LMAO "sorry couldn't resist"

     
  18. david wright

    david wright Regular Member

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    brother I hope you ain't talking about this! :eek:

    http://www.youtube.com/watch?v=l39XsMcyvgA

    But seriously OP in this day and age you can't hide from anyone specially bill collectors. The only people that for some reason are able to hide are criminals but if you own a damn bill for sure they will find you. Everything is just screwed up.
     
  19. TheTRUTH

    TheTRUTH Regular Member

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    Pick up "How to Be Invisible"

    Awsoume Book
     
  20. stopnstare

    stopnstare Junior Member

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    If anyone has your information it was sold. I received a pre approved AMX gold card three days after I received a promotion in the Army. Before that promotion no one wanted to give me credit. Then again if you have a job they might have just ask them saying they were your long lost whatever.