Hi fellows, Here in online money making world we are using many payment transfer medium. but the most popular method is PayPal. However from past few months I have been making very less transactions with it as it charges so much money. Few days ago I got a payment from a client of $10 and Paypal charged $.69 on it. They are sucking my hard earned money for free.. that's why long back I have switched to Moneybookers. They don't charges for incoming paymets and only charges max upto $2.75 as withdrawal charges to any international bank. I don't know if Paypal only charges money from my account? or from all fellows accounts. and they also charge heavy fees while converting $$ to my local currency (INR Indian Rupee). If international exchange rate is $1 = 48 INR then Paypal redeem it to 46 INR. I have observed it many times. I am asking here is there any method from where I can get direct $$ transfered to my bank? Is there any option in Paypal where I can withdraw $$ instead of INR. as they charge heavy fee while converting it to INR. Also there are three type of accounts there in Paypal. and almost all medhods charges incoming payments. Is there any method or if I am missing something from where I can get all payments for Free.. However while withdrawing payments from my GAF to Paypal they never charged anything. Any help regarding this will be appreciated.