Using the credit reports method under fraudulent pretenses? Getting people to sign up to apparently free offers that bill them a month later on their credit card. Can't sleep at night? Are you going to hell? Here is your way to salvation my friend. 1.) Search around and find 3 or 4 good articles on free credit reports or online credit reports etc. Rewrite them keeping the keyword density the same , make a blog and load them up on your blog. Load up a bunch of adsense blocks. They will eventually turn relevant and point to all the online credit report companies. Blog can be fairly spare but not cheesy looking. Plain white backgrounds are fine. 2.) Advertise your own property on CL, either your house for rent or private sale, your apartment for sublet, or your vehicle or just about any big ticket item you might think about. There is nobody in the world going to be able to prove that you weren't wanting to sell your own stuff. In the CL ad, you can leave off a little detail about the exact location. Just use some pics instead and that will grab their interest. People will assume the item or property is in their city. If you are ever pressed about it, say you were looking for an out of town buyer with some cash. The MLS system and ebay motors have no boundaries. 3.) Once you get inquiries, reply using saying; "Thanks for your interest in (whatever). I have had a lot of inquiries into the (item) and wasted some time with unqualified buyers who could not get financing. Therefore we ask that you consider obtaining your credit report upfront and ensuring you are in a financial position to deal on this item. Typically a credit score of 650 or better is required. Some of the people inquiring into the item have used this site xxxxx.xxx to get their free credit reports on line. Once you have obtained your report, please do not send it to us." 4.) Now you just pointed them to adsense, not a CPA, but typically these pay fairly well per click anyway. The secret here is they chose the offer to investigate, you didn't choose it for them. Some will go in, click the ads and decide its not for them, others will go all the way through and fill out an offer. Some won't click at all. If someone gets billed a month later for their credit report, you have no part in it. Google recommended those sites, not you. Let them sue the big G. In a test of this method, I posted a single ad in Fort Worth, (far from me) and made $8 in 2 days in adsense. That is like 2 CPA offers. Now your CTR might come in high so be prepared to dilute it with some garbage traffic. Maybe this isn't pure whitehat, maybe just a little greyhat.