I purchased a service about a week ago and I am not happy with the service. I am pretty sure the seller will not refund me (although I have hinted to him that I will want a refund if the service did not live up to my expectations). Any ways, I want to open a dispute, but I am not sure if that is smart. I have never really opened a dispute before because I have been banned from gaypal since 08. So my current account is not verified and if I do verify it I might get banned, so I am a bit cautious of that. I am given 2 options: I have a problem with an item I purchased and I want to report a transaction that I didn't authorise Which one is the best option for me? Without having to confirm shit, show ID etc. (coz they will link my ID to my original account).