I'm in this shitty position where I know how to make a bank but can't get the needed investment for it. It requires some big (around 4k USD) starting capital, but there is noone I could ask me to lend the money, and even if there are, they don't believe in me. So I'm just sitting here, making a few small time IM bucks here and there, watching as this method gets more saturated and expensive every day. Would you consider getting a loan good or bad idea in my position? We all brag about how we need to take chances and risks when we want to succeed, but on the other hand, most successful people are very much against any sorth of money borrowing.