johnypro Man, you got some major bills. Hope some day to make the cash but not
get the bills. But I'm not sure it's possible. Not the American way.
It all depends on where you live. There are plenty of big cities where 10K a month is barely middle class, and in other parts of the world, a person could live like a king for that kind of money.
For me, the single biggest thing is freedom. When I was working in a cube farm, my employer would basically extort more hours from me. The threats were never overt, but the idea that they could fire my ass at any time was always hanging over me, ready to influence my decision as to whether or not to stay an extra hour, whether or not to actually use my vacation time and when I did take some time off, you better believe I had my phone and notebook on hand, just in case they needed something!
What did I get for all of my sacrafice? A mumbled "I'm sorry we can't keep you" as they fired me anyway, all to cut costs, and preserve the ludicrously high bonuses of the executive management.
That is no way to live life. I have good days and bad days, since I have gone it on my own, but if I want to take a day off, the absolute worst thing that might happen to me is that I fail to get a new customer that day. Nobody has the power to suddenly cut off my income, because it is on my own terms. Sure, some clients (or networks, etc.) might get pissed at me (it happens) and not send me any more work, or let me promote their offers any more, but there are always more clients, and always more networks, and they can never take away my ability to develop sites, or promote products.
To sum up, my motivation is never winding up back in the place where my livelihood is tied to my sitting a desk for some other asshole who wouldn't hesitate to fire me if they thought it would help their bottom line.