Well, the title isn't accurate as we all know PayPal and Skrill. Long story short, recently I had an argument with some one and he stated that there are not many websites using the model of payment that PayPal uses for USA bank accounts (when you attach your bank account using micro deposits and than it can be charged). Initially I thought there should be a lot of them, but I was able to come up only with PayPal, Skrill and few other payment systems like dwolla and Payza. Also I found some trading platforms and that's all. I thought there should be lots of shops, subscription-based services etc, but surprisingly didn't find any So do you know any other websites using this? Or this really is used only by very few companies?