Websites that use ACH micro deposits - are there really any?

Well, the title isn't accurate as we all know PayPal and Skrill.
Long story short, recently I had an argument with some one and he stated that there are not many websites using the model of payment that PayPal uses for USA bank accounts (when you attach your bank account using micro deposits and than it can be charged).
Initially I thought there should be a lot of them, but I was able to come up only with PayPal, Skrill and few other payment systems like dwolla and Payza. Also I found some trading platforms and that's all. I thought there should be lots of shops, subscription-based services etc, but surprisingly didn't find any

So do you know any other websites using this? Or this really is used only by very few companies?

So there are not any? Strange as a lot of companies seem to offer processing of such services.

Tozzy said:

Well, the title isn't accurate as we all know PayPal and Skrill.
Long story short, recently I had an argument with some one and he stated that there are not many websites using the model of payment that PayPal uses for USA bank accounts (when you attach your bank account using micro deposits and than it can be charged).
Initially I thought there should be a lot of them, but I was able to come up only with PayPal, Skrill and few other payment systems like dwolla and Payza. Also I found some trading platforms and that's all. I thought there should be lots of shops, subscription-based services etc, but surprisingly didn't find any

So do you know any other websites using this? Or this really is used only by very few companies?

Click to expand...

How are you defining "not many"?
I have used several services where micro deposits are used to help verify payment methods, bank accounts and credit cards.
I don't think you will find a list of such sites without doing your own research.

http://lmgtfy.com/?q=micro+deposit+verification
http://lmgtfy.com/?q=credit+card+verification+micro+deposit
http://lmgtfy.com/?q=bank+account+verification+micro+deposit
http://lmgtfy.com/?q=micro+deposit+verification
http://lmgtfy.com/?q=verify+micro+deposits
http://lmgtfy.com/?q=micro+deposits+in+e-commerce
http://lmgtfy.com/?q=credit+card+verification+micropayment
http://lmgtfy.com/?q=bank+account+verification+micropayment
http://lmgtfy.com/?q=micropayment+verification
http://lmgtfy.com/?q=verify+micropayments
http://lmgtfy.com/?q=micropayments+in+e-commerce

The alternative is the pre authorization hold on a credit/debit card.
https://en.wikipedia.org/wiki/Authorization_hold

W130SN said:

How are you defining "not many"?

Click to expand...

Just a literal meaning, common-sense based. I'd say I was able to find maybe 10 of them or even less. I think this is really not many.

I have used several services where micro deposits are used to help verify payment methods, bank accounts and credit cards.

Click to expand...

With credit/debit cards yes, it is seen very often, but not with bank accounts. It is strange as many processing companies seem to offer backing of such service.