I have been looking around at all the problems people are having with getting VCCs to work with Adwords. I have opened up over a dozen different Adword accounts successfully and reloaded them as well. I have always simply gone to my local Royal Bank in Canada and purchased a gift card for whatever amount that I needed (usually between $200-$500). I always choose the prepay option on Adwords. The cards are not reloadable, so all I ever have to do is just change the credit card info onn my adwords profile to a newly purchased credit card number, prepay the required amount and it is never an issue. Hopefully this link posts....if it doesnt, just google Royal bank gift card. For those of you who unaware, the Royal Bank is Canada's largest financial institution. http://www.rbcroyalbank.com/visagiftcard/faq.html You simply register each card online so it passes the AVS each time and I have never had an issue. Maybe because I am based in Canada, and our gift cards have not been abused in the same manner as the US gift cards. You can check balances, all transactions...it is wonderful. Feel free to PM me if you have any questions. I will try to help as best as I can.