I'm trying to get a business account but I am getting asked a lot of annoying questions by my bank. The want me to explain the basics of affiliate marketing as a business model, the basics of media buying, SEO, etc. I wouldn't mind specific questions, but they seem to have no clue of the business model in general. They asked me for the 2nd time why I want an account if I haven't began trading. I already explained to them orginally in 3 paragraphs that it's against their own terms of service for me to use a personal account for business, so I can't begin without a business account. I don't know how to make it clearer. They also don't seem to like the idea that I might use multiple companies to earn commission from and they want to know specific companies, but I haven't joined any yet because I don't want to begin trading without a business account. Nor will I stay with those companies if they don't convert, or begin to scam me. Sigh. So I'm thinking of just using paxum and their pre-paid for the adult niche and printing out my paxum transaction history for tax purposes. But I'm lost what to do when it comes to purchasing domains, hosting, autoresponding, etc for adult and mainstream with records of my transactions. I don't want to use my personal account because I don't want HMRC looking through my personal accounts when it comes to tax returns. All the pre-paid card providers in the UK have bad reviews online (the most popular cashplus has appalling reviews), otherwise I could just use a pre-paid card as my 'bank account' for purchases. What are UK affiliates doing in regards to banking?