I am sure most of us deal or have dealt with Paypal on a regular basis. I was working on a contract with a client. I redesigned their website three times. Not only did they change their mind on what they wanted out of their website, they wanted the design changed multiple times. I did not up charge them because the work was not hard and it did not take that much of my time (these were not small CSS edits, either). After ignoring my emails, the client did a Paypal chargeback (not a dispute) for the funds. I tried working it out with the client after this just because I like to be professional and not burn bridges that can be fixed. When that failed, I collected all of our emails, screeenshot them, wrote the 60 character limit for each attachment, and the 2000 character limit for "proof". I then called Paypal the next day (today) after submitting the proof. The woman on the phone contacted her supervisor and they reversed the funds back into my account. They are currently speaking with the credit card company. Why did I post this thread? When I was on the phone with a Paypal representative, the rep told me that 90% of chargebacks go unanswered. I do not know how accurate her numbers were, but the point is that if this happens to you, fight it if you can. Do not let some scammer take your hard earned money and do not assume just because that it's a chargeback, you automatically lose.