1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

The US Govt and Medical bills... pisses me off

Discussion in 'BlackHat Lounge' started by ZennoScripts, Nov 13, 2016.

  1. ZennoScripts

    ZennoScripts Junior Member

    Joined:
    Aug 21, 2015
    Messages:
    170
    Likes Received:
    61
    Location:
    USA
    I'm going to go off on a rant and this is extremely personal to me + maybe a few others in this same situation.

    I'm young, living on my own from my IM money, made roughly $25k profit this year ($30k total made) after expenses, and am looking to get into another bigger project. Now my main thing is I'm losing my vision, need some simple steroid eye injections to get me back and making good cash again.

    I can't make any money to be completely honest, if I want these eye injections ($3k a shot every 4 months), for me to get medical attention I need to function as a human being I need them. I've gone blind 4-5 times this past 2 years. hell I had cancer and lost an eye and am dealing with radiation after effects from the treatments.

    The problem is, if I make money the US Govt won't give me medicaid. It's seriously a lose-lose situation.

    Once I go back to not making money, which is very much soon blowing $300-$500 a month on medical bills + living expenses. Once I go back to no money, the Govt will start giving me disability, medicaid, oh the whole fucking nine yards at $750 a month handed to me for being a good disabled boy.

    If I go back to my parent's house I'm back at step one, and they won't give me my old room back or space to setup my computer. They are a real "down home country family" who strongly believe in handwork and to be a good little factory slave.

    I can't handle how this entire system is setup to keep people down.

    I don't want a fucking handout, hell let me pull out a loan to get these eye problems fixed, but don't fucking make me go back to my parent's house.

    Are there such things as medical loans? It's a private-for profit doctor office where they can help me somewhat but not no where near enough.

    Should I try emailing the owner and asking for a credit line?

    Loan shark?
     
  2. Zwielicht

    Zwielicht Moderator Staff Member Moderator Jr. VIP

    Joined:
    Aug 31, 2013
    Messages:
    6,571
    Likes Received:
    11,721
    Gender:
    Male
    Occupation:
    Private Investigator
    Location:
    Riverside, California
    Home Page:
    Steroids for your eyes you say?
    [​IMG]
    (I know you're not talking about anabolic steroids, I figured you could use a laugh)

    I have a few relatives who handle these problems in their own way.
    • One relative I have over in Arizona actually goes over to Mexico whenever she has a medical problem. The doctor she goes to is cheaper, faster, and surprisingly a lot better than the doctors where she lives.
    • Another relative of mine has Medicaid (or Medi-Cal?). She actually makes a little more than you make each year.
    Anyway, I'm not sure where you live in the United States, but go down to your local county government office and ask for more information on their health programs.
     
    • Thanks Thanks x 2
  3. Joseph Lich

    Joseph Lich BANNED BANNED

    Joined:
    Nov 25, 2015
    Messages:
    402
    Likes Received:
    79
    I have a friend who suffered from separation of retina. In the hospital the Ophthalmic doctors gave him large doses of steroids. He was cured. But the price was, he looked like a pig I can't recognize him at all.
    Hope you find your loans in time, spend your rest life in a narrowed cell is not cool.
     
  4. Sombrero

    Sombrero Senior Member

    Joined:
    Feb 28, 2011
    Messages:
    1,176
    Likes Received:
    995
    Occupation:
    August 26th
    Location:
    T-Mobile Arena
    damn just go with it
     
  5. jamie3000

    jamie3000 Supreme Member

    Joined:
    Jun 30, 2014
    Messages:
    1,310
    Likes Received:
    586
    Occupation:
    Finance coder looking for semi-retirement
    Location:
    uk
    Move to the UK and drain our NHS like everyone else does
     
  6. Low/No Income

    Low/No Income BANNED BANNED

    Joined:
    Nov 12, 2016
    Messages:
    15
    Likes Received:
    1
    Gender:
    Male
    I hope you get help from a loan shark, so they will come and get your house burn down once you've missed a payment.

    First of all, if you are really making that much money a year, you can keep paying for those medical bills and still you're able to continue having your eye sight (Retinopathy I assumed? Since I am a doctor). Therefore, you can keep continue making your 'big bucks' every year and keep paying and have the medical treatment.

    You have a long article written there, but most of your content are moving in a circle and no one actually gets what you're trying to say. No one's making you go back to your old folks home, I believe with the money you make per year you are able to move them out from the countryside anyway.

    For me, it's a different story. I am a medical doctor, working on IM for a few years now, I would just like to take my money and move to the countryside, and enjoy the scenery there. Let me blast my last dime there, I dont mind, as long as I can enjoy the countryside's scenery and view, anything outside of the busy, buzzling, power craze polluted stock market.
     
    • Thanks Thanks x 1
  7. BreaknBrix

    BreaknBrix Power Member

    Joined:
    Mar 25, 2014
    Messages:
    756
    Likes Received:
    4,332
    Location:
    NE US
    I'd like to know where you live (state), what specific skillset(s) you were monetizing... and how bad or good exactly is the outlook for your vision?

    For instance, you said $3k per shot. Have to get a shot every 4 months X 3 = $9k / yr just for the shots?

    Then on top of that you gotta pay rent, around $6,000 / yr.
    I don't know how much you spend on food but you can get by decent at $4-$5,000 / yr.
    Then there's health insurance, car insurance, vet bills, phone, whatever.

    I hate to sound condescending at all but that type of $ isn't hard to make.

    Just your eye shots would take me around 40-50 clicks to pay off. Like that $9,000... that equates to roughly 10 leads for me. We'll normally close more than that (3-4 jobs) but 2 jobs will pay that bill for the year. And on a great day we do that in 1 day. When things slow down a week. When things slow down a lot a month.

    But OVERALL those are small numbers when you position yourself in high ticket verticals.

    And if you think this is hard to do it's not. It's ***easy as fuck*** IF you live in a somewhat populated area. I am very fortunate that I live in the most densely populated state in the US (NJ). But if I lived in Wyoming, North Dakota, South Dakota, Vermont.... if I lived anywhere towards the bottom of this list I'd be broke: https://en.wikipedia.org/wiki/List_of_U.S._states_by_population_density

    Anything below Texas on that list I wouldn't do very well in. Anything above Texas I could prob go broke tomorrow and be back in business in 3-6 months max.

    My entire business model is based on the philosophy of Warren Buffet. It's 3 things:

    1) Always target big money industries and verticals.
    2) Dedicate your life to learning just 4-5 of those industries.
    3) Be conservative with your money, always keep your overhead as low as possible... but always be progressive with your marketing (by "progressive" I don't mean political I mean as creative as possible).

    Then use those 3 principals for the foundation of your empire. For instance, most my money comes from old, passive, establishment type authority sites. My overhead on all these sites is extremely low. Because I picked all the HARDEST and SLOWEST ways to get traffic. SEO. G Local. Yelp. Yahoo. Yellow Pages. Insider Pages. Youtube. Doing lots of videos. Geo-targeted videos. Rank those videos. Targeting blogs and forums. Botting classified sites. Then just ambushing long tails. Investing long term in our PBN and review network. And a few other corrupt things that would be better for the private section.

    The point is I'm an idiot. Seriously. If I listed one of the "secret" methods I use to get reviews... with each review having a LTV over 5 figures... other marketers would say "you're stupid". They'd shame me. Call me insane. Say I'm corrupting little kids which technically I am but I'm also teaching little kids how to make money indirectly through shell companies and shell people and ... ummm,

    The main thing I'm getting at THERE IS MONEY EVERYWHERE. Every second of every minute of every day there are millions of dollars going from person A > person B. And I don't care how bad the economy gets. I don't care how bad the system APPEARS there will ALWAYS BE MONEY to be made and LOTS OF IT. There will ***ALWAYS*** be opportunity for people at the bottom.

    This is something you have to drill through your head. Just because you're not seeing money everywhere doesn't mean it's not there. And the technology we have today is gold. You have access, power, autonomy & control to go on the web, to research and learn markets like never before... to commoditize, monetize, to penetrate and exploit every fucking opportunity big and small. You have the right to steal all of histories best ideas and repackage them for todays world. There are so many reasons to stay positive about the future.

    And again, I don't wanna play down your health. But I hate watching people do this to themselves. Go visit your town council and find out what's going on. Talk to people. Get active. Let people help you. Help other people. In the meantime go start a putlocker for porn. Offshorehosting. I have so many ideas and things I've been wanting to do on top of everything I'm involved in but I don't have the time. Some marketer is gonna latch on to that idea one day. Find all the best paid porn videos. Rip them from peekvids and similar sites. Put all the best paid porn in 1 site without all the garbage porn. This is 1 problem that's never gonna end on the internet. You got millions of young guys wasting countless hours of their lives browsing through shit that wouldn't turn a goat on ... that's a PROBLEM. Solve that problem before I do. Monetize. Get to work.

    Do anything man. If you don't think there's great ideas out there that can be done right now ask me for more shit and I'll take my binder out. Look at data mining. Look at youtube. Look at ways to combine the 2. Look at collapsing noise trends. The noise builds up. It collapses. New trends begin. New trends are beginning right now. Its your job as a marketer to study & exploit these things.

    Gluck - BB
     
    • Thanks Thanks x 1
  8. Winston_

    Winston_ BANNED BANNED

    Joined:
    Jul 9, 2016
    Messages:
    41
    Likes Received:
    11
    Gender:
    Male
    Thank you doctor.
    https://en.wikipedia.org/wiki/Henry_Kissinger
    One of his eye has vision problem, I don't know the details.
    His article is very long, the mentor had to stipulated 1/x of it's length was allowed.
    Jew.:D
     
  9. malky66

    malky66 Registered Member

    Joined:
    May 17, 2011
    Messages:
    96
    Likes Received:
    94
    Gender:
    Male
    Location:
    England
    You're a doctor who can't even spell Los Angeles or California..fuck off.

    The US Govt and Medical bills... pisses me off   BlackHatWorld   The Home of Internet Marketing.png
     
    • Thanks Thanks x 1
  10. internetlol

    internetlol Regular Member

    Joined:
    Feb 11, 2013
    Messages:
    262
    Likes Received:
    48
    Location:
    Houston, tx
    You might just have a really low tolerance for computer monitors. If you're going blind then there is something that is causing it and you just need to find out what it is.
     
  11. ZennoScripts

    ZennoScripts Junior Member

    Joined:
    Aug 21, 2015
    Messages:
    170
    Likes Received:
    61
    Location:
    USA
    That $3k a shot is bottom of the barrel costs for one, and I don't know if they'd believe me if I could shell out that kind of money in the future (which I hope to).

    Right now I'm living in Ohio, it's way up there in terms of population #10. I live about 30 mins away from one of the major urban sprawls in a smaller city of around 18k people. Skillset wise, I guess you could call me a professional spammer/problem solver but not to the level that you are killing it man from the way you explain things.

    I never went into the high paying verticals, never believed in it I guess? I mainly managed my few thousand YT accounts, did my SEO, handled some split testing, and went on my merry way making money.

    Right now my vision is sitting at 20/100, I can use the computer with daily doses of ibuprofen, running a humidier (dry eye), and what they call my eye problem is macular edema. (Also known as retinal swelling) It's kind of at a standstill right now, my old doctor who was doing it for cheaper can't keep following me because she isn't really setup for this line of work.

    It's not permanent mainly thanks to the fact that I still have blood vessels working around the focal point in my eye. I'd give it a year of consistent treatment from my doctor I seen last week and I'll be back to seeing 20/30 like I was 2 years ago.
     
  12. ChristopherColumbus1492

    ChristopherColumbus1492 Newbie

    Joined:
    Nov 7, 2016
    Messages:
    39
    Likes Received:
    22
    Gender:
    Male
    Occupation:
    SEO
    Location:
    Pittsburgh, PA
    Home Page:
    Don't take out a loan.

    My background is in medicine and computers so I feel obligated to make this my first post. If all that income is truly coming from your own business ventures and not from a job that you are hired to work, you should have no problem at all qualifying for Medicaid- you just need to get better at hiding your true income... just stop reporting all that money to the government.

    As long as you don't have any employees you can still apply for medicaid. Report your computer and every meal you eat during normal work hours as business related expenses and you'll be reporting a net profit of zero dollars in no time.

    The only way that you can possibly be incurring this problem is if you are legally reporting your income from you own business to the government... so why not "sell" your business to someone you trust who in turn "pays" you whatever income your want to report to the government in order to qualify for medicaid.

    Your final legitimate option is to acquire your intravitreal steroids and administer them yourself. go to alibaba . com and run a search, you'll be able to get whatever you want by the kilo for cheaper than you're paying now.
     
  13. MatteoMatt

    MatteoMatt Regular Member

    Joined:
    Sep 28, 2016
    Messages:
    360
    Likes Received:
    265
    Gender:
    Male
    Home Page:
    Wow, I read your post and it definitely got me. I can't say I am in as bad of shoes as you, but I can absolutely relate.

    Ive always worn contacts and never had $ to buy glasses too, so im down to strecthing my last pair for god knows how long, and if I lose one I wont be able to see good. I will say that I am fortunate in that I could still probably do my internet marketing without my contacts, but I would not be able to leave the house really. You can already guess i am too broke to afford the new contacts or the eye exam so im SOL until I get a job soon.

    Its not a big deal but its kind of scary because I almost lost a contact last night, and if I dont have them im pretty much blind.

    As far as the healthcare costs go I would like to rant as well but just as an example of how fucked things are. Again I am a very fortunate person I am not being a victim here, I just know something is bs when I see it.

    Healthcare is fucked!

    Last year I went to the hospital, keep in mind i had health insurance so it wasn't a huge deal. Well it turns out that I was not covered yet.

    I was literally 2 days away from my new covereage being active, but I couldn't help going, It shit for 5 days and had stomach pain. Looking back I overreacted but still when you eat like a boss out of town for 5 days and cant shit after drinking a whole bottle of miralax, you get kinda worried.

    Anyways its not the hospitals fault that my coverage was lapsed, but I went in knowing those risks and ready to pay. Still I feel like 1,000$ for an x-ray scan is a bit much. When you add in corruption and beauracracy to the whole deal it does make sense, but it was litterally me sitting in a room, then getting an x-ray, which showed nothing wrong, then leaving. Oh and a doctor stuck his hand up my ass for the first time.

    I know that was long so ill make the last 2 anecdotes quick. in 2010 a car accident that actually started my IM career, cost 10k in hospital bills for laying in the bed for 3 hours, and getting 12 stitches and a catscan. In this case it was a serious wreck so I needed the ER, but 10k for some stitches and a cat scan?

    The 1k bill I have from last year I mostly paid it off. See I feel obligated to pay im not trying to steal services, I just feel that the price of medical care makes things inaccessible. To top it off, since I turned 26 last year and lost my ability to be on my stepdad's insurance, I had to get my own.

    Thats not a huge deal if it werent for the fact that i had to switch providers 3 times due to employments / their problems. To submit my taxes, the goverment needed proof of alll 3 insurances! Keep in mind some were literally only a few months, and some were not even done by me, so I had no ideas where to look for documentation.

    All in all the healthcare system has become fucked, but the problem with a socioeconomic problem like this is once it has its teeth in us its hard to change. Its hard to go out and say, ok this stuff is too expnsive, slice medical costs across the board no questions asked. Entire industries are built around this.

    Life can be tough, the truth is lady luck does not shine on everybody the same. Just pick your head up and do what you can, never give up man
     
    • Thanks Thanks x 1
  14. IMons

    IMons Registered Member

    Joined:
    Apr 24, 2014
    Messages:
    79
    Likes Received:
    12
    Since you make all your money online, i would suggest going to a country where living expenses are to a minimum, as an example, i'm from Morocco, in here, for like 1000 dollars a month you can cover all your expenses, there are whole families of 5 people living on a 1000 dollar a month or less, you don't need a loan or anything, medical expenses are way below what you have there, everything is so cheap, and it's not what you expect when you hear the term "3rd world country" i'm not telling you to come to Morocco, i'm telling you that since you work online, you can go anywhere you want, and there are countries where with 30 000 dollars a year, you can live like a king and then some.
     
  15. ZennoScripts

    ZennoScripts Junior Member

    Joined:
    Aug 21, 2015
    Messages:
    170
    Likes Received:
    61
    Location:
    USA
    Every tax accountant I spoke with didn't know how or didn't want to say how to hide my income. It's a weird situation overall.

    I appreciate the advice but I cant administer the injections myself. I'm too high of an infection risk due to all the eye drop based antibiotics.
     
  16. blackhat37

    blackhat37 Junior Member

    Joined:
    Nov 30, 2008
    Messages:
    127
    Likes Received:
    37
    Gender:
    Male
    Occupation:
    Blackhatter
    Location:
    Planet Earth
    Home Page:
    Dude all I can say is leave the US for a while. If you are making decent money online you should consider bitcoin with cards like wirex.
     
  17. Winston_

    Winston_ BANNED BANNED

    Joined:
    Jul 9, 2016
    Messages:
    41
    Likes Received:
    11
    Gender:
    Male
    You mean let him shot himself? That is unprofessional and impossible.
     
  18. Winston_

    Winston_ BANNED BANNED

    Joined:
    Jul 9, 2016
    Messages:
    41
    Likes Received:
    11
    Gender:
    Male
    Does the doctor lubricate your asshole firstly? When anal examination the doctor will told the patient knee on the edge of the bed, I can't imagine how this is done during x-ray.
    And before the examination you need fasting, in case of shit interfere with visibility.
     
  19. ChristopherColumbus1492

    ChristopherColumbus1492 Newbie

    Joined:
    Nov 7, 2016
    Messages:
    39
    Likes Received:
    22
    Gender:
    Male
    Occupation:
    SEO
    Location:
    Pittsburgh, PA
    Home Page:
    Ouch sounds like the situation is a bit tougher than I thought! Happy I could add my 2 cents though, hope it all works out for you. I agree that healthcare in the US is messed up.
     
    • Thanks Thanks x 1
  20. johnbrown9423

    johnbrown9423 Newbie

    Joined:
    Nov 15, 2016
    Messages:
    24
    Likes Received:
    4
    Gender:
    Male
    sorry to hear it, hope you will get well soon
     
    • Thanks Thanks x 1