I've always been a fan of Paypal and I know a lot of people on here are not but I've been fortunate enough not to have any major problems with them. I have a premier account, I have their debit card for which I get 1% cash back and I'm on their lowest tier at 1.9% + $0.30 for transactions. I pay most of my outbound costs with my debit card so the aggregate I am actually paying for using their service is just over 1% - not bad. However, with the new government rules for online businesses, I got a bright, shiny 1099K form from Paypal showing my gross payments received through their service. I know they are just complying with federal law but now I'm having second thoughts about using Paypal as my preferred electronic payment method. Paypal does have the best setup I've seen so far for recurring / subscription based payments but now I'm wondering if it's time to rethink how we do things. I'm all about paying my fair share in taxes but I also don't want to pay any more than I have to. Does anyone have a better setup for recurring / subscriptions that isn't expensive?