I know that paypal often seized money. However, they almost always return it within 180 days unless something really goes wrong. What about their competitors? Moneybookers and payza? Anyone lost all their money at moneybookers permanently? What recourse do consumers have when paypal or moneybookers seize money. Also who makes the 180 days rule. Is there a law that force paypal to return money after 180 days?