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Should I hand over my Credit Card?

Discussion in 'BlackHat Lounge' started by loophole, Nov 3, 2009.

  1. loophole

    loophole Registered Member

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    Folks,

    I see many US business still asking for credit card details over fax. Basically they want me to write my credit card number, address, expiration date, security code, etc and fax it over.

    How secure is this practice?

    Do they realize what they ask is the same as asking someone to hand over their ATM card and PIN code? I mean serious their staff could take my card details and go shopping online for stuff like domain names, software, ebooks, etc which don't need physical deliveries.

    Plus when we enter credit card details online does the merchant see everything? Is it the same as giving the details via fax?
     
  2. tony-raymondo

    tony-raymondo Junior Member

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    its pretty safe

    In a restaurant, you pay your meal by handing your credit card to a complete stranger who makes 8 dollars an hour.

    He could do anything with that too

    I've had my CC stolen once. You just gotta watch for it and accept it as a cost of doing business
     
  3. xoxxx

    xoxxx Regular Member

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    your credit card company has to be run by idiots if they are asking you to fax private info via an unsecure method.

    Mail it to them, its not that much safer though. why dont you just go to there business center?
     
  4. Jared255

    Jared255 Jr. Executive VIP Jr. VIP Premium Member

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    Not very secure either. I stand outside all major CC companies robbing everyone who comes near.
     
  5. Skank

    Skank Newbie

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    I'd use my best judgment and decide whether whatever I'm purchasing is worth the risk. I'd say its a bit different than paying by CC at a restaurant. Most card companies protect you from fraudulent use so if there is a charge at least you'll be able to file a claim and possibly help the investigation by informing them that this company had you fax a copy of your card.
     
  6. MrSmith

    MrSmith Newbie

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    None of you ever heard of checking your bill and CHARGEBACKS ?????
     
  7. oxonbeef

    oxonbeef BANNED BANNED

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    That's all very well but when you're out entertaining business associates
    and your card get declined it's not good for
    business. I would never give my details by fax, and I also keep different
    cards for different purposes.
     
  8. MrSmith

    MrSmith Newbie

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    When I'm out with associates / clients / "business" purposes I carry one of my company cards (whichever fits the client / associates I'm out with) and mark it down as a write-off later on - Those company cards aren't used for giftshopping and what not, so it'll appear unique to me if it suddenly said rollercoaster tickets purchased in Miami Florida when I'm across the world.

    Also I've given many companies a copy of the front and the back of my credit card to especially webhosting companies.


    My point is...Just be smart with your card - don't need to be paranoid. Check your bills and if they don't match you call up and do an inquiry or just a simple chargeback.
     
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  9. elroy jetson

    elroy jetson Regular Member

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    just order a prepaid card to use just for that
     
  10. alexaassassin

    alexaassassin Registered Member

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    If you reported that to VISA, they'd lose their merchant account.
    In fact, in a store, if they ask for ID, they can lose their VISA merchant account.
    According to VISA, your sig on the back should be enough.

    However I never sign mine ...cus then if I lose it, someone
    can copy my sig onto the receipt they are asked to sign.

    Go figure.

    But as for your question, if it was a well-established company
    I would do it. If it was not, I'd ask for other payment options.
    If they refuse to provide them, then ...
     
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  11. trushafty38

    trushafty38 Regular Member

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    even if you get your card stolen and you report it and sign an affidavit sometimes its hell to get them to reverse the charges. I had an issue with a bank before and had to send in the paper work they kept getting and losing it 4 times. UGH! still makes me mad! btw it was never resolved. Oh well. I was young. You live and learn
     
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