Shopify payments just got disabled...

jafrm748

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Not gonna lie guys.
Feel like I got punched in the gut by shopify.
Put tremendous effort on my store and did a lot to keep it safe from chargebacks etc. Set up chargeflow. Hired 24/7 customer service. Gave customers precise delivery estimates.
My store is new and has 0 chargebacks. Not 1. Zero...
Received an email from shopify saying the payouts are paused until I do a identity verification etc.
I tried doing it automatically but it kept failing so I decided to do a manual verification.
I contacted the shopify team by email requesting a manual ID verification.
A few days after that I got a cold email stating my shopify payments had been disabled due to elevated chargeback risk.
I didn't receive 1 payout from this account btw. They are sitting on $12,400 I made,
I believe the issue must have been that they linked this new account to an old account that had a high chargeback rate.
I am trying to figure out what to do. I am USA based but majority of my traffic and sales are from EU and the UK.
I am thinking of maybe getting another processor but very unsure which to choose. I would want one that works in EU and UK that I can get as an American.
But i also gotta figure out how I am gonna pay rent... Seriously. Im not in good shape and wasn't expecting shopify to curb me like this on an account with 0 chargebacks.
I was being incredibly careful this whole time with this new account.
anyways y'alls advice would be appreciated.
I just been depressed the whole day since receiving that mail from shopify.

Regards
Jaf
 
Not gonna lie guys.
Feel like I got punched in the gut by shopify.
Put tremendous effort on my store and did a lot to keep it safe from chargebacks etc. Set up chargeflow. Hired 24/7 customer service. Gave customers precise delivery estimates.
My store is new and has 0 chargebacks. Not 1. Zero...
Received an email from shopify saying the payouts are paused until I do a identity verification etc.
I tried doing it automatically but it kept failing so I decided to do a manual verification.
I contacted the shopify team by email requesting a manual ID verification.
A few days after that I got a cold email stating my shopify payments had been disabled due to elevated chargeback risk.
I didn't receive 1 payout from this account btw. They are sitting on $12,400 I made,
I believe the issue must have been that they linked this new account to an old account that had a high chargeback rate.
I am trying to figure out what to do. I am USA based but majority of my traffic and sales are from EU and the UK.
I am thinking of maybe getting another processor but very unsure which to choose. I would want one that works in EU and UK that I can get as an American.
But i also gotta figure out how I am gonna pay rent... Seriously. Im not in good shape and wasn't expecting shopify to curb me like this on an account with 0 chargebacks.
I was being incredibly careful this whole time with this new account.
anyways y'alls advice would be appreciated.
I just been depressed the whole day since receiving that mail from shopify.

Regards
Jaf


Damn Jaf, that’s rough. Shopify really hits different when they swing the hammer like that. You can literally do everything right and still get flagged just because their system connects dots behind the scenes that you can’t see. You’re not alone, this happens to a lot of legit sellers, especially those with linked accounts or mismatched traffic patterns (like a US-based store pulling heavy EU/UK sales).



Email Shopify Risk Team directly or reply to the “Shopify Payments Disabled” email with a calm and professional tone.
Keep it short and factual.
 
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