I am trying to open a new paypal and ebay acct but there is no way around my name and address. I have another checking out and bank card setup and I know I need to create another username. I was told I would need a vps but would that save me since my name and address will be the same? What else do I need to do or would it be better just opening a premier business acct? I am afraid of that because if one is frozen the other one will be too.