(Just like my previous thread about BHW marketplace, didn't find an answer to this also, so posting here. If this has already been answered, apologies in advance) A business should take care of every eventuality, but the unforeseen happens sometimes. As a seller, to account for emergencies, is it possible to deposit an amount to be given as refunds in case the seller is incapacitated due to any reason? So, if a mod decides to give a refund in the seller's absence, he/she can do so, and the seller's reputation remains intact. Is this, or anything like this, possible?