DR Resolved @Rosath vs. @edwardbrown44

Username: @Rosath

Please create your Dispute title using the format in the description below. @Rosath vs. @edwardbrown44

Are you the buyer or seller? Buyer

What is the date the incident took place? Mar 17, 2026

What is the name of the accused? @edwardbrown44

Did you encounter the accused on BlackHat World? Yes

Have you started a chargeback with your bank or a Dispute with the payment provider over the transaction? No

Have you contacted the accused via DM (direct message) here on BlackHat World? Yes

Have you informed the accused of the Dispute? Yes

Please add the URL (link) to the location the transaction took place here on BlackHat World.
https://www.blackhatworld.com/seo/v...-vcc-shopping-online-payments-crypto.1790159/

What product category best describes the product/service involved in your Dispute? VCC Sales

What is the USD amount involved in your Dispute? $408

Please describe the reason for submitting a Dispute, in detail.
Found seller through his BHW thread. Purchased a virtual credit card on March 17 for $408 ($390 load + fees), paid in BTC. Seller confirmed the card would work on my target site before payment.

Card was declined on every attempt, both direct checkout and PayPal guest. Seller acknowledged the issue but couldn't fix it. Requested a refund immediately. Seller said withdrawal takes 7–12 days.

It's now been 13+ days. No refund. Seller stopped responding since March 24, ignoring messages on March 29 and 30.

BTC payment proof: https://mempool.space/tx/8b5f47cc5aad57c9949f540eba253403d660d3298e973652b21d4513447c806a

Please detail exactly how you have tried to resolve your issue before now.
Messaged seller several times over 2 weeks on Telegram. DMd here on BHW.

What kind of outcome are you looking for from this Dispute?
Requesting full $408 refund to: bc1qqsqrahnrtvtkkfzf9hfqh9qv3x3acm3prqz5gc

Please paste any URLs that point to evidence for your Dispute.
Please see attached docs, there is the whole Telegram chat logs.

Please upload any screenshots, videos, or other document files that point to the required evidence.


Please confirm you have sent a DM, here on BHW, to the accused? Yes

Please confirm there has been a 24 hour period between informing the accused of the dispute and right now? Yes

Please confirm that the transaction started on BHW via DM, sales thread, WTB/HAF threads, advertisement or signature. Yes

Please confirm that you have provided evidence of the transaction via URL, screen shot or video. Yes

Please confirm that you have explained what the dispute is about, in detail. Yes

Please confirm you have added all supporting evidence to show that you have a case for a dispute. Yes

By pressing the Submit button on this form, you certify that you have completed every step.

You acknowledge that skipping any of the requirements or failing to attach evidence that supports your case could result in this Dispute not only being deleted, but your account being given a warning. Yes

Information For The Accused
@edwardbrown44, you have 24 hours to respond to this disputes thread. If you do not respond within 24 hours or we note that you're engaging in any other activities on the forum rather than dealing with this dispute, the decision will be made in favour of the dispute starter and you will be permanently banned from Black Hat World. In the event that you're permanently banned from the forum, you may send in a support ticket using our support channel only once you've refunded and/or provided what the plaintiff has requested.

If your responses to this dispute do not remain prompt, your account will be banned.

Information For The Accused & The Dispute Starter
Please remain professional as name calling, insults, griping, tu quoque, and ad hominem will not be tolerated. Should the dispute starter resort to this, the dispute will be forfeit; and if the accused resorts to this, the dispute will automatically be in the dispute starter's favour.

If the focus of this thread shifts from trying to resolve the dispute to simply wanting to see the other party banned, the dispute will automatically be ruled in favour of the other party.

The moderator mediating this dispute is simply trying to fair a resolution to this dispute. Any mod abuse or accusations (e.g., "you're biased", "you're protecting scammers", etc) directed toward the moderator will not be tolerated and may result in an infraction for mod abuse.

Information For Other Members
If anyone else has the same issue with the accused, you may respond so long as you supply evidence in the form of screenshots, videos, etc.

Please bear in mind Dispute Resolution section rule #4 before responding.

"If you are not directly related to the situation, or are not offering information directly related to the situation: do not post in the thread. Anyone caught doing so will receive an infraction and be reply banned from posting in the thread."

Information For Everyone
Black Hat World staff members will not contact you outside of BHW at any point regarding your dispute. BHW staff members do not use Telegram, Skype, Discord, Whatsapp, etc under any circumstances. If someone contacts you on any of these third-party platforms claiming to be a staff member, block them immediately.

Additional Information
This is the second live dispute against the accused.

@edwardbrown44 I know you have another ongoing dispute but don't forget to address this one please. I'd like a response before midnight (London time).

The accused has been permanently banned from Black Hat World for failing to resolve this dispute.

The dispute thread will remain live and is now open to commentary as rule 4 is no longer enforced in this thread.