i am in the process of launching my business venture and i have invested quite a lot in it and i wont be having any major margins in it... now every tom dick and harry has been telling me to expect atleast a 5% chargebacks... and that is thinking that am users are nice guys and dont knw what chargebacks really are and love my product! now i know that is not the case always... and i dont like the idea of having so many chargebacks! i need to pay commissions for the sales and as far as i know a charge back can be initiated for like 12months! each charge back will cost me $20-30 extra as dispute fee by my payment gateway! i CAN NOT hold the payment for something like 12 months!! it also costs me to run the service so i will loose something like $45-50 on a chargeback of $10 service... now that would be terrible and i would go bankrupt in no time! my margins are near 0! anyways.... now i was looking at a solution and found this Code: http://echosign.com/ they look good but i will have thousands of sales daily... and its impossible to do this "i think" for so many transactions! can anybody suggest me a solution to solve this problem...? the major cause of worry to me is that the product i am selling is a digital product!