Anyone else do business in USD and EUR notice how skewed Paypal's exchange rate is? Skewed in their favor, that is! I have a balace in Euros I use to pay for USD goods. Yesterday I paid for a service in U$ and the exchange rate was almost 1:1 I thought it was curious, but then today I checked the current exchange and the Euro is 8.8% above the US Dollar. Meaning Paypal is making nearly 10% just by converting one currency to the next. They charge fees for all transactions, why must they make 10% for just exchanging currencies? They have the balances in U$ and Euro, they're not actually exchanging anything internally, they're just arbitrarily taking from customers! Why doesn't any other large corp come up with something to compete with Paypal? It really gets tiring after so many complaints and excessive fees.