Hello friends. I've never used PayPal at all and my friend told me to make an account so I could sell some gaming accounts etc. At start, I used my real name, address, phone number and e-mail, I also added a bank account so I could withdraw the funds. My bank is like a bank minors can have and it's from Millennium (bank name). He paid me with his debit card, two 40$ transactions and I gave him the account, fast forward 1 week or so later, he got banned on some forums he was trusted in, and chargebacked a lot of people plus scammed, so I'm worried I'm the next victim. If I get chargebacked, I'll lose as it was virtual goods and he paid with his debit card, so I'll get negative balance. I removed my address, phone number (and added a fake one), removed bank account also and about to remove e-mail and name to some random ones. I am from Europe, Portugal so thankgod I'm not in US or something. If he actually decides to chargeback and wins, should I pay the negative balance I'm left with? Is it true they take your money from your bank account in order to get the money back? Will I go to court over 80$ or something?