Discussion in 'Ebay' started by wholesalereplica, Jan 10, 2011.
Thanks for this.
Pay Pal are such pr!cks I imagine it's only a matter of time!!
See, the problem with fucking around with debt collection agencies is that they can and most likely will fuck with your credit record. So later on in life if you need a loan to buy something big, whether it be a house, a car, or even just a personal loan, the financial institutions will look back at your credit record and it will show that you owed $X amount of money at X/X/XXXX.
Good idea but it does not need to be so fancy, any cease and decist letter will work fine all you have to do is mail it to them registered. Doesn't matter if you write in big lettering or not once you send them a legal document they are obliged to follow the law.
Interesting, i wonder how i could go about soing this in australia!!
This is freeman stuff basically you use common law and turn it against them.
The thing is your original dealing was with gaypal and they should notify you they are selling your info on to the DCA. So when they pass the debt on to the agency technically your debt has been paid!
This guy has some great info http://www.youtube.com/user/dcamaggots
I think the same process works fro the UK, USA & Canada as they use the Blacks law dictionary .... Oh and you will love this forum too http://www.fmotl.com/
wished i had known this info like 3-4 years ago would have saved a small fortune, currently with stealth accounts ebay fees , i pay them till account get suspended normally my accounts last 2-3 months and over 100 feeedback then all of sudden they send and email saying due to this and that we decided to close the account , great now i dont have to pay that fees
In the UK there is now no requirement for them to provide the original credit agreement, just enough evidence to show there was an agreement to start with.
Sorry but I have never seen a thread with so much mis-information!
There is no 'credit agreement' Paypal is a bank! Its regulator is based in Luxembourg.
It's simple really - in this situation ignore everything - every letter and phone call.
If they are calling you all the time then send the following
If they continue with the calls then contact OFCOM.
They will not take court action against you so ignore the letters and relax.
OH and by the way there is NO CREDIT AGREEMENT and only a County Court Judgement will show on your credit file so double relax!
God help those people! Jeez
Agree with the last post. In Canada anyway, if you tell them not to call you at that number again VERBALLY they are required under the terms of their Lic to comply (found this out over a stupid parking ticket). Additionally they may threaten to report you to the credit bureau, which they may, however the credit b has thresholds and anything under $150.00 (not sure about that figure exactly) will not be posted. This is a per incident basis as well so if there are 4 parking tickets for $50.00 each, my understanding is that they can't report $200.00 it must be $50.00 x 4 and this does not meet the threshold.
Separate names with a comma.