Here is my current situation, I use VCC to pay via paypal. I use a new act every time. Everything was working fine till Nov, in Nov I tried to pay someone here who sells proxies and payment wasnt going through, so I made a new account in some other country (I think that was the mistake I made), I tried like 5 or 6 times to pay him (i.e made 5 or 6 acts) and payment was declined everytime by paypal, I was getting some error saying I can not send money to this recipient. Then after few days, I noticed all my servers went down and all payment which I made in last 30 days were holded by Paypal and paypal told them I did chargeback with the reason as unauthorized which was a lie. Now whever I make a paypal payment, the paypal holds it after few hours and tells the recipient that I did a chargeback. But when I log in to my account it shows "Temp hold - Inquiry by paypal" In short, I find that it is unethical for paypal to tell lie to the people.