I don't know where in the forum I should put this. I often get Consider an Upgrade Note: You can only accept up to 5 credit or prepaid card payments annually with a Personal account. A Premier account allows you to accept credit or debit card payments for only 3,4% plus $0,30 USD per transaction, plus you get these exclusive benefits: Let buyers pay you faster when you accept PayPal from your auction listings and automatically request payment from your buyers Receive our chargeback and seller protection at no additional cost Save time with our shipping, tracking and reporting tools Sincerely, PayPal Why? What is going on? Does people pay me with credit card rather than paypal?