Paypal problem

I don't know where in the forum I should put this.

I often get

Consider an Upgrade

Note: You can only accept up to 5 credit or prepaid card payments annually with a Personal account.

A Premier account allows you to accept credit or debit card payments for only 3,4% plus $0,30 USD per transaction, plus you get these exclusive benefits:

Let buyers pay you faster when you accept PayPal from your auction listings and automatically request payment from your buyers
Receive our chargeback and seller protection at no additional cost
Save time with our shipping, tracking and reporting tools

Sincerely,
PayPal

Why?

What is going on?

Does people pay me with credit card rather than paypal?

Well they could pay with a credit card if they wanted?

Just upgrade to a business account its free...And way better, Thats what ive always used....when it asks for EIN just put ur SS#. Good luck and hope this helps pm me if u have any questions...

Some people dont have paypal acounts with money in them, so when they pay thougt paypal their money is taken directly from they credit card. For your type of acount the limit for those transactions is 5. Like carryout said upgrade your acount, if not to bussines try premier.

Use a cc or buy a vcc. Its always usefull to have some in hands

Yea. I know about vcc. Thanks a lot.

the only negative would be that you would be charged a fee for paypal-paypal xfers, and echeck payments. full price list can be found at https://www.paypal.com/us/cgi-bin/webscr?cmd=_display-fees-outside