Payment Gateway to Accept Credit Cards?

hellz angle said:
best option right now is to use stripe or paypal business then to your bank then to coinbase to buy crypto . i may be long way but not that hard and worth it
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Yup I do this long time ago, but now I just get a legal business bank account, also ask banker to guide, they usually will gladly help you out regarding business from point a to z atleast, since they will also profit from it.

I'm not sure in other countries, but in mine, they only need me to show my website, digital product (stealth fake product), policy, ToS, about the website & full information of the product.
And ofcourse money flow, you need to show receipt etc whatnot.

Last time they ask me, receipt only from the website I generate.
That's it. Then they take care of it.
 
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Here are a few;

1. NOWPayments - Accepts credit cards and pays out directly to crypto wallets.


2. CoinPayments - Supports card payments and crypto payouts.


3. Plisio - Focuses on crypto payments and supports card integrations.


4. Coingate - Allows card payments, with payouts in crypto.
 
Depends on your country + business type, but I’d prioritize gateways that are stable and easy to verify. Stripe is great if you’re eligible, PayPal is easy but can be strict, and alternatives like 2Checkout/Verifone, PayMaster, or local bank merchant accounts can work too. Also make sure your website has proper legal pages (refund/privacy/terms) to avoid holds and chargeback issues.
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Actually a lot of Payment Solutions with High-Risk nature can and will do Crypto Settlements for you. It is common after they check your business.
 
Akaroth said:
Hi guys,

Do you know any payment gateway that allows customers to pay with credit cards, and sends you the money on a crypto Wallet?

I think Paddle do that, but my business won't be approved. And I just asked to PeerWallet, and they can do it, but the fee is 15% per transaction + 2% per withdrawal.

That's my best option atm, and with those fees, I'm thinking of continuing not to accept cards.

If you know someone better, please let me know :)
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Card to
Quentin_Harlech said:
Hi everyone,

I'm in the process of scaling my e-commerce store which operates in a high-risk niche (CBD products). My current payment processor is causing too many headaches with holds and random declines, so I'm actively looking for a more reliable solution.

During my research, I came across UniqPayments. They seem to specialize in high-risk merchant accounts and claim to have good approval rates for CBD. However, I'm always cautious when it comes to payment providers.

I'm hoping to get some real-world feedback from the BHW community:
  1. Has anyone had direct experience with UniqPayments?I'm particularly interested in their:
    • Payout schedule and reliability.
    • Customer support responsiveness.
    • Hidden fees or rolling reserves.
    • Overall stability (are they likely to shut down my account without warning?).
  2. If not UniqPayments, what other high-risk processors would you recommend for a CBD e-commerce store that is seeing consistent growth?
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Jack741 said:
I see the same pattern here all the time:

• Shopify Payments closed
• Stripe / PayPal banned
• Funds on hold
• Merchant switches gateway
• Gets shut down again

This happens across CBD, IPTV, replicas, SMM and nutra even at high volume.
Hard truth: it’s rarely just the processor.

Where Most Merchants Mess Up​

❌ Switching gateways without fixing site structure
❌Sending raw paid traffic straight to checkout
❌Exposing processors to risky content
❌Expecting Klarna / BNPL to tolerate high-risk products

Approval is easy. Stability is not.

Gateways People Ask About (Reality)​


PayKings / SMB Global / Soar
Legit, but slow onboarding, heavy KYB, rolling reserves, weekly payouts.

EU / Offshore Acquirers
Approve more niches, but strict compliance and frequent payout delays.

Asian / EE Processors
Fast approval, unstable MIDs, random holds when volume grows.

What Actually Works​

✅ Clean front-end
✅ Separate payment flow
✅ Traffic filtering
✅ Processors that already accept the niche
✅ IronGatePays

This applies to CBD, IPTV, Replicas, SMM, Nutra.
Click to expand...

crypto setups do exist, but fees depend a lot on the structure and risk profile.
Paddle works only for very specific models, so rejection there is common.
15% is on the higher side, but not unusual if there’s no reserve and fast crypto payouts.
In many cases, stability matters more than headline fees.
Curious what niche and monthly volume you’re targeting, that usually changes what options are realistic.
 
I completely understand the concern about integrating a seamless crypto payment solution that doesn't scare off customers. Shog, I like your idea of a crypto on-ramp service that can be used like a payment gateway, it would definitely make things easier for both merchants and customers. Levi2402, regarding your question about connecting, you can try sending a private message . As for alternatives to Stripe and PayPal, have you considered using services like CoinPayments or CryptoCom's payment gateway, they might offer more flexibility and anonymity?
 
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