I am looking for a payday loan affiliate program that has a high acceptance rate on leads. My issue is that I am getting traffic from PPV that I manage to get a very high CTR on my landing pages from. Almost 15%-20% of my traffic ends up as a lead but the problem is that these leads have a very low acceptance rate with the affiliate program I am currently working with. And if they get accepted I get very low payouts. So what are the best payday loan affiliate programs nowadays. I've read around the net that there has been some kind of a crackdown on USA Payday Loan Lenders and that may be a cause for lower payouts and acceptance but getting $0.40-$3.00 on average per approved lead and having only 20% approval rate on leads is absurd.