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Opening online account (bank account) and securing line of credit?

Discussion in 'BlackHat Lounge' started by lauriesomething, Dec 10, 2012.

  1. lauriesomething

    lauriesomething Newbie

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    Are there any banks or services out there where one might be able to open up an instant line of credit?

    Thank you in advance. :)
     
  2. royalslim

    royalslim Regular Member

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    Occupation:
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    First open a checking account with a balance of $500+ if possible and wait two months. Make random purchases with the debit card they give you. After the 2nd month go to the bank and ask if you are pre-approved for a line of credit.

    If you are not pre-approved, ask about a secured credit card line which basically is like a debit card at first where you fill the card with a balance, but eventually you will start getting lines of credit from the same bank or others when they start selling your information.

    I'm in my early 20's with a total credit line of $30k on my personal and about to start working on some business credit which a completely different strategy, take my advice from someone experienced.
     
  3. lauriesomething

    lauriesomething Newbie

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    That could work, but I was interested in something that would take no more than a couple of days to establish a line of credit.

    What about opening an online bank account? I'm also interested in opening a verified paypal account. Does anybody have any ideas? What about obtaining a free VCC?

    Thank you.