I am about to open up a small hosting business account, and well I am currently searching for a online banking service. I'm curious if I have to open an actual business account or would I be fine with a small personal account? Also what online banking service would you guys recommend ? I currently live in the United States . EDIT: People keep thinking I am talking about Paypal and etc though I'm actually talking about banks that are ran online such as Ally bank and etc.