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Negative balance on paypal help!!

Discussion in 'Ebay' started by basketballguy123, Jul 12, 2013.

  1. basketballguy123

    basketballguy123 Newbie

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    I used a fake name to create my paypal account to sell some stuff. i linked my real debit card to the account. They have my name and adress. After some chargeback, I have a negative balance of -$575. I try to resolve the negative balance by transferring money from my debit card to my paypal but it failed because the names don't match up. Im not sure if I will be able to pay it back because of the name mismatch. I was thinking of using a temporary virtual credit card number from my bank and link it to my paypal account and then remove my real debit card and eventually dispose my virtual cc number. Ive never been in this situation before and i really need some advice on what to do! Help! Also, will the negative balance affect my credit score?

    Thanks!
     
    Last edited: Jul 12, 2013
  2. Panther28

    Panther28 Elite Member

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    it won't affect your credit score, but you could just email paypal, and say you don't know anything about this, and you suspect your debit card has been used fraudulently. Even go straight to your bank, see what they say. the paypal isn't in your name after all.
     
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  3. imlol

    imlol Regular Member

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    They can give you an address you can mail a check to and pay it. Say someone else is paying the balance?
     
  4. basketballguy123

    basketballguy123 Newbie

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    panther28, i like your idea! but i withdrew the money into my account already. It will be suspicious to tell them that my card was used fraudulently when money was transferred into my account right? Also do they track IP address?
     
  5. Moosey

    Moosey Senior Member

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    I'm in the same situation right now which is holding me back from processing my orders today. I really hate these situations, trouble clients try to get back a couple bucks and cost us thousands from the account being down for 48-72 hours.
     
  6. Push Advertising

    Push Advertising Newbie

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    This is tricky, you have to be careful. If they freeze your account you'll be waiting forever. You're going to have use a virtual card or give money to someone and let them pay it, it's only way. If you openly admit to Paypal that you didn't use your real name you can kiss that account goodbye.