I need some serious help here. I have had a 3rd party merchant account who were depositing my money in my account, and now they are refusing to send money outside US, saying that is not allowed now. I think they are just giving me excuses not to pay me. I have around $3,200 with them and all they are saying me is that i have to open a bank account in First Niagara Bank ONLY so that they can make it Bank-To-Bank local transfer and save tax. If there is someone who can help me open a bank account in the same bank with my Passport, and my company docs, i can pay him some money, or can receive money on some commission, i'll be glad.