1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

Need serious help, terrified ebay/paypall will come after me.

Discussion in 'Ebay' started by nerp876, Sep 24, 2014.

  1. nerp876

    nerp876 Newbie

    Joined:
    Sep 24, 2014
    Messages:
    3
    Likes Received:
    0
    Hey guys, been a lurker for a while but I've created an account because I need some serious help.

    First off, I'm in the US.

    Sold a computer for $1,500. Sold to a highly rated buyer shipped fully insured /tracked/sig confirmation.

    Well, of course this guy waits two weeks to do a SNAD. It's otw back to me right now w/a tracking number. He just shipped it back.

    How does he have my address? He's claiming damage so the first route was "file a UPS claim" which he agreed to immediately. I thought we were doing that and suddenly he's shipping it back.

    Thing is, I've already removed the money from paypal. I don't even have enough money to refund him anymore, yet here it comes tracking number and signature confirmation!

    PP has already set my balance -$1,500

    What I'm thinking:

    -Ignore them, close my account/debit card. See what they do.

    What they have:

    -Name+Cell+Address+Bank Acct+ CC# and I'm closing the bank account and CC tomorrow.

    Anyone who's been in this position... how fucked am I?

    I've read everything on here from "lol I had -$8,000 and only got a few emails" to "They sent the cops to serve papers to my house for $150"

    Thing is, I'm broke. I have no job, no cars, no assets, no home mortgage (I live with someone else and am in college). Any collections that pulls my records will see that I haven't even filed taxes in two years. Will they chase me for $1500? (it's not $1500 even, its a bit less but I'm not giving specifics).

    They've got no wages to garnish, nothing to put a lien on, I've never had a credit card etc etc.

    Help.

    EDIT: As for why I don't have the $$$ anymore, I literally paid it out immediately to my school so they don't drop me from classes. I can't even pay them back if I wanted too.
     
    Last edited: Sep 24, 2014
  2. Asif WILSON Khan

    Asif WILSON Khan Executive VIP Premium Member

    Joined:
    Nov 10, 2012
    Messages:
    10,121
    Likes Received:
    28,560
    Gender:
    Male
    Occupation:
    Fun Lovin' Criminal
    Location:
    London
    Home Page:
    Nobody can answer this for you.
    You owe a debt so they can legally enforce it and send debt collectors around. (Which will also increase the sum owed as they charge you for the privilege)
    Will they? I don't know, sometimes they do.
    When you get the computer back try to sell it and raise some cash.
    If you are going to worry about it, then just pay it, if you are the type of person that doesn't care about his credit rating and any debts that he has incurred, then just ignore any letters or telephone calls.
     
  3. bmac

    bmac BANNED BANNED Premium Member

    Joined:
    Dec 26, 2006
    Messages:
    411
    Likes Received:
    164
    Honestly I have dealt with them for years and I dont see them coming after you. They might turn it over to an ambulance chaser lawyer who buys bad debit and they will call you some but really there is just not much they can do and they will not throw good money after bad. The worse they can do is sue you and get a judgement and it will hurt your credit but most of the time they dont do that for only $1500.
     
  4. nerp876

    nerp876 Newbie

    Joined:
    Sep 24, 2014
    Messages:
    3
    Likes Received:
    0
    Thanks for the reply. I've also read to keep/scan EVERY letter they send so if they cross the line to "harassment" you can counter-sue. Think it's wise to accept delivery? Should I sign with a false name? Really my only fear is ending up in jail/having the police show up. I'll graduate someday and have plenty of money... but for now they don't have anything to take.
     
  5. nerp876

    nerp876 Newbie

    Joined:
    Sep 24, 2014
    Messages:
    3
    Likes Received:
    0
    I'll sell it for some cash but if it's damaged like they say I won't be able to most likely. Also, with the proceeds of the sale going to my school I *literally* lack the means to pay it back anyways. I couldn't pay it if I wanted to.
     
  6. bmac

    bmac BANNED BANNED Premium Member

    Joined:
    Dec 26, 2006
    Messages:
    411
    Likes Received:
    164
    It is not illegal it is a civil matter. If it was not a matter where you scammed him or defrauded him then there is nothing illegal about it. Just spending money and not having it to give back is just a civil matter. But when you pay lawyers $300 to $400 to go after someone that could just file bankruptcy is dumb and they know they have x percentage of write off. Now if you were selling fake items or just out right scamming people they might but in this situation prob not going to hear much from them other than a few calls. No need to hide simply tell them the truth that you used the money to pay bills and there is nothing that can be done.
     
  7. Asif WILSON Khan

    Asif WILSON Khan Executive VIP Premium Member

    Joined:
    Nov 10, 2012
    Messages:
    10,121
    Likes Received:
    28,560
    Gender:
    Male
    Occupation:
    Fun Lovin' Criminal
    Location:
    London
    Home Page:

    I don't know about US Law, but I don't think you need to worry that they will send the police.
    Wait and see what happens, then if they contact you, then offer to draw up a repayment plan where you repay the debt at $1 p/w
     
  8. whynotmakeit

    whynotmakeit Power Member

    Joined:
    Feb 26, 2012
    Messages:
    538
    Likes Received:
    278
    Don't panic....or am I missing something here?!.... You said you sent it insured "fully insured". When it arrives back, check for damage and chase up a damage claim....Keep packing etc and take photos....You then have the money back...end of....
     
  9. jmt123

    jmt123 Regular Member

    Joined:
    Jan 8, 2014
    Messages:
    256
    Likes Received:
    77
    Location:
    USA
    Home Page:
    Sorry this happened to you OP. The buyer gets your address once they file a claim and want to return the item to you.

    If there really is damage, then as said above, it's time to file a damage claim with the shipping company. Be sure to fully document everything and hopefully things will work out in your favor. If the buyer was lying and there is no damage, then just re-sell the PC.

    If you leave it as it is, you'll lose the Paypal account and possibly the attached Ebay account. For that amount, Paypal will sell your debt to collections, which would eventually affect your credit. And that would be the end of it. Paypal won't send the police or even sue you for that amount.