Hey guys, been a lurker for a while but I've created an account because I need some serious help. First off, I'm in the US. Sold a computer for $1,500. Sold to a highly rated buyer shipped fully insured /tracked/sig confirmation. Well, of course this guy waits two weeks to do a SNAD. It's otw back to me right now w/a tracking number. He just shipped it back. How does he have my address? He's claiming damage so the first route was "file a UPS claim" which he agreed to immediately. I thought we were doing that and suddenly he's shipping it back. Thing is, I've already removed the money from paypal. I don't even have enough money to refund him anymore, yet here it comes tracking number and signature confirmation! PP has already set my balance -$1,500 What I'm thinking: -Ignore them, close my account/debit card. See what they do. What they have: -Name+Cell+Address+Bank Acct+ CC# and I'm closing the bank account and CC tomorrow. Anyone who's been in this position... how fucked am I? I've read everything on here from "lol I had -$8,000 and only got a few emails" to "They sent the cops to serve papers to my house for $150" Thing is, I'm broke. I have no job, no cars, no assets, no home mortgage (I live with someone else and am in college). Any collections that pulls my records will see that I haven't even filed taxes in two years. Will they chase me for $1500? (it's not $1500 even, its a bit less but I'm not giving specifics). They've got no wages to garnish, nothing to put a lien on, I've never had a credit card etc etc. Help. EDIT: As for why I don't have the $$$ anymore, I literally paid it out immediately to my school so they don't drop me from classes. I can't even pay them back if I wanted too.