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need new credit card processing company

Discussion in 'BlackHat Lounge' started by theseodude, May 8, 2013.

  1. theseodude

    theseodude Regular Member

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    Hello

    I am not too happy with my cc processing company. my problem is that they charge too much.

    I don't have the actual cards,to charge cards I just enter the numbers on their website. I am being charged 2.96% + 30 cents if billing address and zip code match AND if it's a personal card. If it's a commercial card or if the billing address doesn't match, I get charged 3.96% + 37 cents.They also just charged me $100 annual bullshit fee for "compliance" or something like that.
    Does this sound right?

    any processors that are cheaper?
     
  2. artizhay

    artizhay BANNED BANNED

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    Well many of the Authorize.net resellers have lower rates without the necessity for matching addresses (though it's always good to have that).

    As far as compliance, it may be that you are being charged for a lack of PCI compliance. If your site is not PCI compliant, you often have to pay a fee. Depends on the processor.

    And remember, you'll often have to pay higher rates because you're doing CNP transactions through a VT.
     
    Last edited: May 8, 2013
  3. CosmicSoundz

    CosmicSoundz BANNED BANNED

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    Holy shit thats a lot.

    One of my clients is a processing company. Message me and ill give you his info.
     
  4. lauren2028

    lauren2028 Newbie

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    I can help you but I am not able to post companies exact url in this post. You can try for cardtransparency
     
  5. vitarank

    vitarank Jr. VIP Jr. VIP Premium Member

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    Seriously? This thread is 2 years old. I doubt OP is still in need of one.