Does anyone have experience with XFactor templates for their adsense blogs? supposedly the have high click through rates. I am tempted to use them because I am only getting 2% click throughs now. But when I look at them I think they kinda look spammy, so I am worried I can get in trouble. Plus I hear google is cracking down on Xfactor type sites. is this true? Or can I go a head and use Xfactor templates.