As an old man by the standards of this forum, I have seen a lot of crap in my day, but here's a new one to me: Two friends of mine signed a lease together on a commercial space. They both signed personal guarantees. The business idea didn't work out, so they never moved into the space. The landlord sued them. They chose to not retain an attorney in their defense. The landlord won and secured a judgment against them. They were required to list their assets. They set up a payment plan. Neither one complied, both of them figured since they didn't really have any assets left they'd declare bankruptcy at some point. One day there came a knock at one of their doors- four big cops, a little attorney and her assistant, and a moving company. They told him they needed him to pay the judgment or they would take all his stuff. He said he didn't have the money. They told him he had an hour to come up with several thousand dollars or they would impound everything of value in the apartment. They proceeded to take everything and put it in the hallway. They took the tv off the wall. He came back and paid them, and agreed to pay x per month to finish off the debt- soon after he declared bankruptcy. The second friend thought he was safe- but they just did the same thing to him. Doesn't matter if none of the items in the house were his, they had the power to take them all and then the owner would have to file a claim. The laws in your state regarding seizure may be different, but be careful of personal guarantees, and remember that lawyers are there to screw you legally, if you don't have one and they do you are at risk.