Ok here is my fucking rant. 1997 was a bad year for me....proof.... today i got a letter from my bank stating that they have deducted 897.00 from a garnishment. I called the collector that was provided on the letter from the bank. I asked wtf is this? He said in 1997 they were granted a garnishment. I said I never recieved court papers? He said wait.... Oh I see that they were substitute delivered I asked wtf is that. Said they were delivered to someone who lived at the address on the account but was not you. Then I asked are you on crack is that legal? Why would you deliver papers to someone who is not me? He said he also tried and successfully delivered bills to me at the same address in 2006 uhhh, what fucking address are you talking about. Then he gives me a address I lived in when I was 14 years old. I moved out when I was 17 years old. Foster home..... Point being... when you are young do NOT OWE ANY MONEY or 12 years when you are a adult they will find you and take all your money out at once. If I were in portland I seriously would make this ass my new job. Harrassing him until I thought I harrassed away 897 dollars.