the domain is kinda odd, related names will help you, if nothing else change /blog1 to /studentloans or something.
id suggest putting the google search on the top search instead of the site search if possible...could generate more search traffic that way for you instead of having it on the bottom of the right colum
the first adsense box on the top right could be more blended in- id suggest taking off the obvious border around it that makes it stand out from the rest of the page....it doesnt seem like your using a adsense plugin, i'd recommend downloading one so it adds ads to the related posts themselves.
also, comments are good to have turned on, you currently have them off... with them on it makes your site more social and could keep visitors coming back.
except for that it looks cool...
throw on a feedburner, or some rss poster for traffic, create some social network accounts with plugins, and etc, to help generate some traffic
You should probably leave it 3 posts per page if you can and add 2 other adsense banners inside your posts. Take out your links/buddies/author section.. Whatever your not going to use, trash it.. You also don't want clicks leading out of your site unless it's from an adsense ad or affiliate..
You are using that adsminded or some variation of an adsense theme. Not sure if it was jsut my niche, but I had that theme on a site a year or two ago and the conversion was crap. I'm pretty sure it was the theme, because once I changed it I started making more money. It may work fine for this niche.
What are you using to Autoblog? I've never set one up like this and it looks more natural, but I'm assuming you are just using all scrapped content.