I know a fairly new small business owner who doesn't write off many taxes like advertising, goods, etc. to have a larger net profit to show the bank when he got approved for a nice home. Is this even legal or is it his own stupidity paying the government more taxes. He did get approved for his home being self employed for 2 years. If your making some good cash and you know banks go by net not gross when your self employed that might be a good strategy to have a better chance of getting approved and a nicer home. Thoughts?