So cards nowadays have cash back rewards programs, and those rewards are pretty low typically. But what if you got the rewards without having to actually spend your money? Here is my way to do this: 1) Sign up for Fidelity card for 2% cashback: Pm For Link, Sorta new here 2) Sign up for app at 1.54% charge per swipe. Pm for link 3) Buy stuff from yourself with app. Make sure to put on as credit. 4) Have a total of .46% profit with each "purchase". 1000 becomes 4.6$ 5) Repay credit card company from what you sent yourself (*Note* There will be some missing, as the charge happens first then when you repay you get your rewards, and you must fund this out of pocket to not get interest fees. This is important!) 6) Rinse and repeat. I will be happy to explain further but I am on a phone typing right now and will update on computer later.