Looking back, I'm glad I wasn't an early BTC investor

and cashed out at its $20 000 peak.

I seriously think that all those millions would've screwed up my life really bad in the form of paranoia, fake friends, losing the real ones, strained family relationships, etc... You know the classic lottery winner's curse but crypto-style.

Is it a legitimate reason?

It is/was a gamble and this at one point was one of the busiest sub forums on the site. To the extent that the front page used to be 90% crypto threads.

So all the crypto gurus are either sunning themselves on their private islands or are now working 3 jobs to pay back their trading losses and mortgages.

I think some people got greedy, so instead of investing $5k, then when it was worth $10k taking the initial $5k out, they let it all ride. Now it's worth $1k and they're regretting it.

Now it's too late for anybody from the December 2017 bubble to get out...
It was a pain