Ok guys... I'm going to share something with you that you absolutely should follow and if you do follow it you will be set up very well. I don't do bad in the IM business with my sites... I make some decent cash from my sites... nothing spectacular but decent... upwards of 12K a month these days. Previously, I owned a variety of brick and mortar businesses and had a couple of them that really took off and generated serious revenue... I hope that you all have success like that and even better in whatever business model you are working, whether online of offline. Here's the deal though... just because you make real good money, don't live like you make real good money. Live like you make average money... don't buy a new car just because you want one and can afford it... buy a used one in decent shape and put the rest of the cash away in investments and savings accounts. I'm not offering investment advice or suggesting how to invest your money, I'm just saying it makes tons more sense to make 200K a year and live like you are earning 40K a year. I'm saying don't buy a new Audi A8 and take out a loan, I'm saying buy a modest ride and pay cash and still make the car payments but instead of paying the bank, pay yourself and put that money in an account of sorts that draws interest. Debt sucks and borrowing against a depreciating asset sucks more. Don't be the guy that buys the biggest house on the block just because you are making good bank today... be the guy that buys an adequate home in a reasonable neighborhood and save the difference in mortgage payment. Debt Sucks and being house poor sucks more. Forget the term "Live within your means" and start following the mantra "Live WAY within your means". The guy around the corner thinks you make no money? Who cares! Your brother-in-law thinks you are lazy just playing on your laptop all day. Let him! Your cousin says your car is not as nice as his? Fine, I can live with that. Build your base of cash... build it bigger than you would think you would need... let that cash work for you in terms of interest/investments/rental properties/mutual funds/etc and let it work for you for a long time... forget that you even have that money. Once you have much more than you will ever need, you will never need and neither will your family. You may have seen me say, "Content is King and backlinks are Queen and together they make nice children". Well Cash is King and investing it is Queen and together they make a nice base for the rest of your life.