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Legitimate Online Loan or payday advances

Discussion in 'BlackHat Lounge' started by Nosence, Jun 28, 2012.

  1. Nosence

    Nosence Senior Member

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    Im in the US,

    Need a $1000 Loan to get this next business venture started.

    does anyone know a legit place. I tried money mutual but they dont service my state
     
  2. BassTrackerBoats

    BassTrackerBoats Super Moderator Staff Member Moderator Jr. VIP

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    It's an Algo, of course it can be gamed.
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  3. Nosence

    Nosence Senior Member

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    Florida,

    Sorry that would have helped
     
  4. BassTrackerBoats

    BassTrackerBoats Super Moderator Staff Member Moderator Jr. VIP

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    Try Springleaf Financial... they service Fl
     
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  5. moneyman182

    moneyman182 Newbie

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    vipfastloan look it up
     
  6. BassTrackerBoats

    BassTrackerBoats Super Moderator Staff Member Moderator Jr. VIP

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    Takes you to a blogspot page with an affiliate link... sad try for your first post, moneyman.
     
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  7. gingerbuzz

    gingerbuzz Junior Member

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    why dont you ask for a loan or JV from someone on the BHW?
     
  8. Nosence

    Nosence Senior Member

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    I wouldnt really know how to do that,

    I honestly do not really understand JV and I would love a loan, but dont really expect people online I dont personally know to give me one.

    I really only need the loan for a month. so if I have to pay the high interest of payday loans for the month its not the end of the world

    Thanks BTB im going to apply
     
  9. Nosence

    Nosence Senior Member

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    Springleaf only does northern florida :-(

    Hate living in the south, anywhere else?
     
  10. adamkpm

    adamkpm Junior Member

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    Op,

    If you have awesome credit you can try prosper.com or lendingclub.com. The rates pretty high if you don't have awesome credit. There is a 2k min at prosper.com. Good luck OP.

    Cheers
     
  11. knockoutlocal

    knockoutlocal Junior Member

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    best place to get a loan, hands down, is prosper. I'm actually an investor on there but if you need money, there's thousands of investors that will big and compete for your loan. Depending on the investor, they'll put anywhere from $25 to $1000 towards your loan and once you reach the limit, you get the funds wired to your account. You can borrow up to 25k if you need it. One drawback, you need to have decent credit otherwise no one will bid on your loan.
     
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  12. Nosence

    Nosence Senior Member

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    My Credit is not the greatest, have serious medical bills :-(

    Im going to try prosper though, worth a shot I guess.

    Are there any bad credit loans that anyone has used? Im not too worried about interest since its short term
     
  13. adamkpm

    adamkpm Junior Member

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    I have had customers with a credit score as low as 660 get approved for a loan. They got a 35% interest rate though. Outrageous!

    OP,

    I suggest getting a part time job somewhere close for a couple of weeks. Not the answer you were looking for I'm sure but loans for bad credit are like unicorns, they are really really hard to find.

    Cheers
     
  14. Nosence

    Nosence Senior Member

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    I do have a full time job, just no extra to get this business off the ground.

    Has anyone used any pay day advance places?
     
  15. ben10023

    ben10023 Regular Member

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    ha I used a payday loan once. You have to be very sure you can pay it back + interest. You can get into serious debt if you can't. I was fine but a friend of mine had to pay back the loan + 100%. Be careful!
     
  16. jb2008

    jb2008 Senior Member

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    Payday loans or even getting into debt to start a business is not a place you want to start from. Again, I know it's not what you want to hear, but really the best thing is for you to a) cut back on your spending, savage cuts if necessary, sacrificing a lot of things, b) getting extra hours in your job, and c) do menial online jobs such as article writing, graphic design, web design, or any other services you have an ability in.