I've got a legit verified Paypal account that's a few years old. The debit card is convenient, but useless for purchasing big ticket items because the daily spending limit, as we all know is $3,000. Or, even worse, $400 for cash advances. Are these amounts written in stone or is there a legitimate way to increase my spending limit? I definitely don't want to do anything that's going to get my account flagged or banned.