ING DIRECT has doubled it's referral bonus from $10 to $20 a head until March 31,2010. They have put a cap per account of $500.00 in earnings per account..but I'm sure some of the crafty people on here can think of a way around that. Don't have an ING account? Then why not open one up and you get $25 sign-up bonus + any $$ from your referrals. Interested? The first 25 people that IM me their first and last name email address and what kind of account they want to open (checking/savings) gets a referral email. It's real easy to find people wanting to open up account. Just copy this email format and send to related (and non-related) forums.