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(indian users)which cc do you use?

Discussion in 'BlackHat Lounge' started by rpkrocks, Apr 10, 2011.

  1. rpkrocks

    rpkrocks Jr. VIP Jr. VIP

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    I'am Going To Get A Cc So That My Online Money Dont Get Screwd By Paypal.

    The Problem Is That Iam A N00b In Cc And Banking Things,so Dont Know Much.

    Suggest Me Which Bank Offers A Decent Cc That Can Be Used Online
    All Precautions And Tips Are Welcome
     
  2. BigBuddy

    BigBuddy Account Under Review

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    If you have money, Get instant CC from icici bank, by making deposit. If you have proper income documents, apply for credit cards in any nationalized bank.
     
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  3. new movies

    new movies BANNED BANNED

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    Take HDFC.

    Ebanking is perfect of hdfc bank.
    Precautions:-
    Use antivirus,dont give ur pin,password,cc number to anyone.
    While doing online transaction make sure of the website url in the address bar ,
    Thats it.
     
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  4. RedWolf

    RedWolf BANNED BANNED

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    open hdfc account and use netsafe
     
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  5. _Sunny_

    _Sunny_ BANNED BANNED

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    you can get a prepaid gift card from SBI as well
     
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  6. rpkrocks

    rpkrocks Jr. VIP Jr. VIP

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    thanks,do i have to pay per month charges for using icici cc?
    Do they charge on each loading?
    If i want to get from banks like sbi and pnb ,what documents are required?i dont have a job .
     
  7. rpkrocks

    rpkrocks Jr. VIP Jr. VIP

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    does that still work?
     
  8. rpkrocks

    rpkrocks Jr. VIP Jr. VIP

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    gift card works for pp and othes transactions?
     
  9. RedWolf

    RedWolf BANNED BANNED

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    yes working
     
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  10. _Sunny_

    _Sunny_ BANNED BANNED

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    SBI giftcard work as a real credit card,the only difference is that you can not reload it and you hv to pay upfront for it
     
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  11. bezopravin

    bezopravin BANNED BANNED

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    Yes You have to pay monthly charges of 2.49% ONLY if you have overdue or cash advance.


    • You can Get ICICI Bank's instant Gold Credit Card after Making a Fixed Deposit of Rs.20k.
    • You'll Get 85% Credit Limit of your Total Deposit.
    • Maximum Deposit Limit is Rs.3 Lacs.
    • Interest Rate for Instant Gold Credit Card is 3.4% per month.
    • This Credit Card is Issued on the spot as soon as you made Fixed Deposit.
    • Activation of this Credit Card and Delivery of Pin Number will take a maximum of 7 Days
    More Info :

    Code:
    http://www.icicibank.com/Personal-Banking/cards/Consumer-Cards/Credit-Card/instant-gold-details.html
    Hope this helps...
     
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  12. extremephp

    extremephp BANNED BANNED

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    Best is to open up an account in Federal Bank, and apply for their ATM.

    ATMs are ATM cum Debit cards, and their card is of VISA.

    So in short, you are getting a VISA Card, that can be used for anything that you want to, as long as you have money in the account.
     
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  13. uditbhansali

    uditbhansali Regular Member

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    Ask your mom
    go for HDFC bank account.. you will get a VCC facility.. Whenever you want to send money just generate a new VCC and add it to your paypal account.. You'll be able to send money..
     
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  14. thinkinghat

    thinkinghat Regular Member

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    hdfc. even if you are going to deposit money to get instant cc...the netsafe option is just great.
     
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  15. rpkrocks

    rpkrocks Jr. VIP Jr. VIP

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    thanks guys,i will visit hdfc and sbi tommorow .(federal bank is not in myarea,and i cant pay 20k at the moment.)
     
  16. _Sunny_

    _Sunny_ BANNED BANNED

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    The cards expire usually in 24 hours. In the past,i have even made nearly 50 cards in a day.
    opening balance depends upon the area......in Ludhiana,its 10k n thats the Average Quarterly Balance needed to be maintained.

    If you reside somewhere in a smaller city/town,it would be 5000.

    have not heard of 2500 yet.
     
    Last edited: Apr 10, 2011
  17. beazt

    beazt Power Member

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    How did you changed your username? Aren't you dxseo?
     
  18. BigBuddy

    BigBuddy Account Under Review

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    from all the above options, opening HDFC bank account seems to be good. Just 2 days back, I opened account in ICICI for getting instant CC. Tomorrow I will rush for hdfc account.
     
  19. Jeevs

    Jeevs Supreme Member

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    I too had some discussions offline regarding this..and the majority said HDFC.