what difference would it make to use your earnings instead of a deposit of your money? or if the time is the issue until you receive the funds, your earnings aren't instantly available anyway, it requires some time for the network to clear it, normally they pay you after they're sure that your traffic is ok and depending on the network, after they got the money from the advertisers, they only pay you from their own pockets if your traffic is proved to be good/you have a history with the network and you're pushing high volume, so it worth for them to deal with you separately, maybe that's why you won't find too many of these