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I'm in a dilemma. Need US Bank acc + Credit card

Discussion in 'Business & Tax Advice' started by Neocortx, Sep 28, 2013.

  1. Neocortx

    Neocortx Jr. VIP Jr. VIP

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    Hey guys,

    I'm in a dilemma. A few months ago, I purchased a package on myusbusiness for a US LLC registration in Delaware, a bank acc + credit card and a merchant account (from authorize) for $800.
    I had to provide a physical US address, which I had through a good friend of mine from New York. However, after the LLC registration was completed successfully, the owner of myusbusiness "Darren Miller" fucked up the address for my bank account, so my friend never received any information. Also, he never responded again and sold the domain myusbusiness (atleast I was told that he did repeatedly after I tried to contact him directly via their contact form).

    So, now I have a US LLC in Delaware, but neither bank + credit card, nor merchant account. When I have a bank + credit card, the merchant account shouldn't be that problem... but I really need the bank + credit card. I have such a hard time explaining my dropshippers why my credit card is in austria, while my business is US. Also, I can't use the API of amazon to accept payments for their products directly on my shop, which was one of the main points of my plan. :( :(

    Maybe you guys know a way how I could get a bank account + credit card? I need this :'(

    regards,
    Michael
     
  2. ArmoredMedia

    ArmoredMedia Junior Member

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    Occupation:
    http://travisingram.net/
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    Do you need a bank account that is the U.S ? As I stated on another thread, a friend of mine sells access to a bank account that comes with a credit card. PM me and I can send you his info so you can get your issue resolved.
     
  3. Neocortx

    Neocortx Jr. VIP Jr. VIP

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    Unfortunately I can't send any pm's yet. :(
     
  4. BlackHatHustla

    BlackHatHustla Registered Member

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    I've been in your shoes :) You simply can't open a bank account in the US from a distance no matter what anyone else tells you. The companies that take your money and claim they can help you oppening a bank account are simply lying. That said, you have 2 options:
    1. Go to the US in person, walk in in the first bank you see and open an account.
    2. Option 2 is to talk to your good friend in NY, assign him as a treasurer of your company and he will be able to open a bank account for you. The only risk is that you REALLY have to trust this person, because he will have full access to your bank account. I chose the second option, because the first one was simply too much hassle and money in the beginning :) Good luck!
     
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  5. dariusdarius

    dariusdarius Senior Member

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    You should try payoneer.com,I believe they are what you are looking for.
     
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  6. nishat

    nishat BANNED BANNED

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    you should try US Etrade Bank
     
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  7. BlackHatHustla

    BlackHatHustla Registered Member

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    I know what I'm talking about... There is no other way to get a business bank account for your LLC except for the 2 options I posted earlier. I have an LLC in Delaware as well and I've been through all that...
     
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  8. Neocortx

    Neocortx Jr. VIP Jr. VIP

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    Hey

    Thanks to all for your help! Very much appreciated :)

    BlackHatHustla, may I ask you one question? I want to do it exactly as you said, but I wonder if I require a certifying notary, so it will be accepted. Or does a normal document with my details, my company details and an image of my passport work?

    thank you very much.

    warm regards,
    Michael
     
  9. Mag1c Johnson

    Mag1c Johnson Newbie

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    Delaware LLC's don't require your corporation's bank to be IN Delaware. You can have bank accounts in multiple states etc

    Regarding your last question, some banks require, and others prefer a signed letter from your corporation's legal council/CPA stating that you don't operate (do business) in that state. I'm pretty sure you don't need to have it notarized though.
     
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